PRE-PAID LEGAL SERVICES, INC. DBA LEGAL SHIELD

Home Browse Search

Continuous Credit Monitoring Participants have access to continuous 38 credit monitoring underthis plan. Lenders, creditors and many businesses check and submit data to go on credit reports. If changes or inquiries are made, participants will receive an instant alert. IDShield continuously monitors the participant's credit bureau report(s) for the following: • Delinquent Account • New Address • NewTradeline • Settlement • CardOverLimit • Lost or Stolen Card Monthly Credit Score Tracker • Participant Noted as Deceased • Fraud or Victim Statement • Bankruptcy • Liens and]udgements • New Employment • New Collection The credit score tracker gives participants the ability to watch theirTransUnion credit score on a monthly basis with a map that shows a 12-month historicview of their credittrends from the pastyear— beginning when the service was first activated. Financial Account Monitoring and Alerts IDShield monitors partcipants'financial accounts including creditcards, checking, savings, 401k accounts, loans and moreforany discrepancies. Participants will receivealertsnotifying them of financial withdrawals, balance transfersand large purchases on financial accounts, if a transaction is made outside of a set monetary amount. High Risk Application and Transaction Monitoring Financial institutions use specific technology to verify the identity of new account holders before processing high- risktransactions. IDShield monitors these processes to determi ne if details fora new bank accountor large money transfer are associated with a participant's personal data. Ourapplication and transaction monitoring can Potentially catch identity theft90 days faster than traditional credit monitoring alone. Furthermore, IDShield can bettersecure a participant's online financial records bymonitoring unauthorized useofusemame and password combinations used for online banking or insurance accounts. This service monitors processes related to: • Instant Credit Applications • Financial Account Updates • Credit Line Increases • Money Transfers • Activity on New Accounts Public Records Monitoring • Customer PaymentActivity • Online W-2Access • Online PrescriptionManagement • Fund Transfers IDShield monitors over 78 billion public record reports from more than 10,000 diverse sources to screen for 34 differentpiecesof PII—including name, address, phone number, email, SSN and more. The records contain the public, private and regulated data of over 283 million U.S. consumers which are checked for matchesof participant information. These reports include details on: • Bankruptcy • Tax AssessorRecords • Motor Vehicle Records • Residencies • Driver's License Records • Lease History • Criminal Records • Registrations • Business Licenses 0 Deeds