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IDShield isa productof Pre -Paid Legal Services, Inc. d/b/a LegalShield("LegalShield"). LegalShield providesaccesstoidentity <br />theft protection and restoration services. IDShield plans are available at individual or family rates, A family plan provides <br />monitoring services for up to ten (10) eligible dependent children under the age of 18 of the Named member or Named <br />Member's spouse ordomestic partner. Consultation and Restoration Services for eligibledependent children under the age <br />of 26 and eligible dependentadult parents. Forcomplete terms, coverage, and conditions, pleaseseean identity theft plan. <br />All Licensed Private Investigators are licensed in the state of Oklahoma. An Identity Fraud Protection Plan ("Plan') is issued <br />through a nationally recognized carrier. LegalShield/IDShield is notan insurance carrier. This covers certain identity fraud <br />expensesand legal costs asa result of a covered identity fraud event. See a Plan forcomplete terms, coverage, conditions, <br />limitations, and family members who areeligibleunderthe Plan. Fora summary description of benefits for the Plan coverage <br />see https://idshield.cloud/summary-of-benefits. <br />The following items are not covered with the IDShield service: <br />Legal Remedy - Any Stop Identity Event where the Member is unwilling or unable to prosecute or otherwise bring a civil or <br />criminal daim against any person culpable or reasonably believed to be culpable for thefraud or its consequences. <br />DishonestActs-Any dishonest, criminal, maliciousor fraudulent acts, if theMember(s) thatsuffered the fraud personally <br />participated in, directed or had knowledge of such acts. <br />Financial Loss -Any director indirect financial losses attributa ble to the Stolen Identity Event, including but not I imited to, <br />money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or directly. <br />Business -The theftorunauthorized or illegal useof any business name, DBA oranyother method of identifying business (as <br />distinguished from personal) activity. <br />Third Parties not Subject to U.S. orCanadian Law - Restoration services do not remediate issues with third parties not <br />subjectto United States orCanadian law that have been impacted by an individual's Stolen Identity Event, such asfinarxda I <br />institutions, government agencies, and other entities. <br />Marketedby: Pre -Paid Legal Services, Inc di LegalShleld®andsubsidiaries; Pre -Paid LegalCasualty,Inc.; Pre -Paid Lega I <br />Access, Inc.; LS, Inc.; In VA: Legal Service Plans of Virginia; and PPL Legal Care of Canada Corporation <br />NOW ERED BY LEGALSHIELD <br />