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Obnfe!Jotvsfe;!Ivjuu.\[pmmbst-!Jod/ <br />impairthem.Atourrequest,theinsuredwill <br />othermotorvehicleinsurancelawwhereitis <br />bring"suit"ortransferthoserightstousand <br />licensedorprincipallygaraged. <br />helpusenforcethem. <br />However,"auto"doesnotinclude"mobile <br />b.WaiverOfRightsOfRecovery(WaiverOfb.WaiverOfRightsOfRecovery(WaiverOfgtsOfRecovery <br />equipment". <br />Subrogation)Subrogation) <br />5."Bodilyinjury"meansphysical: <br />Iftheinsuredhaswaivedanyrightsof <br />a.Injury; <br />recoveryagainstanypersonororganization <br />b.Sickness;or <br />forallorpartofanypayment,including <br />c.Disease <br />SupplementaryPayments,wehavemade <br />underthisCoveragePart,wealsowaivethat <br />sustainedbyapersonand,ifarisingoutofthe <br />right,providedtheinsuredwaivedtheirrights <br />above,mentalanguishordeathatanytime. <br />ofrecoveryagainstsuchpersonor <br />6."Coverageterritory"means: <br />organizationinacontract,agreementor <br />a.TheUnitedStatesofAmerica(includingits <br />permitthatwasexecutedpriortotheinjuryor <br />territoriesandpossessions),PuertoRicoand <br />damage. <br />Canada; <br />9.WhenWeDoNotRenew <br />b.Internationalwatersorairspace,butonlyif <br />IfwedecidenottorenewthisCoveragePart,we <br />theinjuryordamageoccursinthecourseof <br />willmailordelivertothefirstNamedInsured <br />travelortransportationbetweenanyplaces <br />shownintheDeclarationswrittennoticeofthe <br />includedin a.above;or <br />nonrenewalnotlessthan30daysbeforethe <br />c.Allotherpartsoftheworldiftheinjuryor <br />expirationdate. <br />damagearisesoutof: <br />Ifnoticeismailed,proofofmailingwillbe <br />(1)Goodsorproductsmadeorsoldbyyouin <br />sufficientproofofnotice. <br />theterritorydescribedin a.above; <br />SECTIONVÎDEFINITIONS <br />(2)Theactivitiesofapersonwhosehomeis <br />1."Advertisement"meansthewidespreadpublic <br />intheterritorydescribedin a.above,butis <br />disseminationofinformationorimagesthathas <br />awayforashorttimeonyourbusiness;or <br />thepurposeofinducingthesaleofgoods, <br />(3)"Personalandadvertisinginjury"offenses <br />productsorservicesthrough: <br />thattakeplacethroughtheInternetor <br />a.(1)Radio; <br />similarelectronicmeansofcommunication <br />(2)Television; <br />providedtheinsured'sresponsibilitytopay <br />(3)Billboard; <br />damagesisdeterminedintheUnitedStatesof <br />America(includingitsterritoriesandpossessions), <br />(4)Magazine; <br />PuertoRicoorCanada,ina"suit"onthemerits <br />(5)Newspaper;or <br />accordingtothesubstantivelawinsuchterritoryor <br />b.Anyotherpublicationthatisgivenwidespread <br />inasettlementweagreeto. <br />publicdistribution. <br />7."Employee"includesa"leasedworker". <br />However,"advertisement"doesnotinclude: <br />"Employee"doesnotincludea"temporary <br />a.Thedesign,printedmaterial,informationor <br />worker". <br />imagescontainedin,onoruponthe <br />8."Employment-RelatedPractices"means: <br />packagingorlabelingofanygoodsor <br />a.Refusaltoemploythatperson; <br />products;or <br />b.Terminationofthatperson'semployment;or <br />b.Aninteractiveconversationbetweenor <br />c.Employment-relatedpractices,policies,acts <br />amongpersonsthroughacomputernetwork. <br />oromissions,suchascoercion,demotion, <br />2."Advertisingidea"meansanyideaforan <br />evaluation,reassignment,discipline, <br />"advertisement". <br />defamation,harassment,humiliation, <br />3."Asbestoshazard"meansanexposureor <br />discriminationormaliciousprosecution <br />threatofexposuretotheactualoralleged <br />directedatthatperson. <br />propertiesofasbestosandincludesthemere <br />9."Executiveofficer"meansapersonholdingany <br />presenceofasbestosinanyform. <br />oftheofficerpositionscreatedbyyourcharter, <br />4."Auto"means: <br />constitution,by-lawsoranyothersimilar <br />a.Alandmotorvehicle,trailerorsemitrailer <br />governingdocument. <br />designedfortravelonpublicroads,including <br />10."Hostilefire"meansonewhichbecomes <br />anyattachedmachineryorequipment;or <br />uncontrollableorbreaksoutfromwhereitwas <br />b.Anyotherlandvehiclethatissubjecttoa <br />intendedtobe. <br />compulsoryorfinancialresponsibilitylawor <br />Page18of21HG00010916 <br /> <br />