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(PARTI
<br />{The above pdfay torn may be Issued to aNmd wirer Standand Coverage or Extended Coverage. In addition, to dhe above ExdusJorea {mmCavemge,
<br />are Fxaptil from Coverage in a Standard Coverage poky wall also hldude the following Exceptions from Coverage: ; .
<br />1. (a) Taxes or assesanenk thow ot am not shown as misting Ilene by the mcards Of any taxing authority that levieDtowm .or.assmonnim o on reel
<br />property or by the Public Records; (b) proaedngs by a pubtia agency that may reach lit taxes or asaeasmenle, or mouse of such proceed ril
<br />Whether or no ehe=by the reams of such agency or by the Public Records. %. .
<br />2. Any facts, lights, IMert ais, or claims that era not shown by the Pubdo Records but that could be asanslned by an.lasp ictionaf tge.tend vrlbov.
<br />may be asserted by feemons Inpasessian of fhe Land. ,
<br />a. Easements. Ilene or encumbrances, or claim thereof, not shown by the public Reams.
<br />4. Any encroachment enmmmrance, violation, variation, or edrema droumatowe offering the ?die tha .would b;6-' clgBdj by; an:dccuram epd: c
<br />complete land survey afthe Land and not shown by the Public Records.
<br />6. (a) Unpaterded mining claims; (b) reservations or axoeptiew in patonk or In Acte eutunlzfng the Issuance thereof, (a) Water rlohle, claims or 0%10
<br />water, whether or not the maere exaplad under (a), (b).Or are ahoWn by the Public Roarde.
<br />e. Any pan or dght toa lion for eemloee, "OF Of Malawi net shown by de Public Records.)
<br />PART II ., , .. ..
<br />In addition to the madam set form in Pad I of this Schedule, the Tige is sub)ect to the following mattere, and tie Company Insures against fwe of
<br />damage sustaired In me event that MY are not subordln* to the Ken more Insured Mortgagal
<br />2006ALTAOWNER'$POLICY (06.17-06)
<br />EXCLUSIONS FROM COVERAGE
<br />The f emMu t paatteers m exby opn eresely excluded from the coverage of this Pndryf., and -the Company will not pay loss m danSeba; odela,"expenedomeye' lees, or
<br />1, (a) Any law, ordinance, permit, at govommerdal mgUletion including those totaling to budding and aroning) resbktirhg, regulating, prohlbiing, Or
<br />relating to
<br />W the occupancy, use, or BPJoyment of the Land;
<br />01) the character, dimensions. orecagon Of argl improvement cooled an the Lend;..
<br />010 the subdivision of land; or
<br />ov) erMminmntal prows
<br />cur the adeq of any violation of governmental Iowa, ordinances, or regulations. TNs Exdusiw 7(a) dws riot modlynr NIhH.me'ravemge
<br />provided under Covered Riak 6.- -
<br />(b) Any governmeMM police power. This aeluslon 1(b) does not modlry orllmil the coverage provided rattler CohreMdRIskB
<br />2. Rights ofemmont domain. This Exclusion does not modfym'Kmdtmcfyorli itthe cderage Povemd und7 era <D^ ,cp. •;r er--�.,�,.
<br />a. Defeats, hens, ancumbrances, adverse claims, or olhermalrem
<br />(a) traded, sanded, assumed, cur egmal coo bythe Insraed Claimant: ry !•. ✓ : •::r, ,•; eri •,:;• :. .
<br />(b) nm blown to the Compaq, not reardetl M the Publlo Reams at Dam of Pa0cy, bra Known to the Insured•GalmaM.argknbtdado6etl•In
<br />wrNng to me Conrparry by the Insured Clehnem Eder to the dale the dmured Cleimard hecarrk.an Insured under thtaPdticq;_,+:: ^ • : :.;, _r _: , -.
<br />{c) meuldng in no lose ndamege Io.IFn Insured ClBimanb ' -' -"'
<br />(d) attarmlrg or seated ahmsaqueM te pate oFPollry (howemn rate does nm mad' orllmitdte cmrera Y
<br />or
<br />dY tie pravldedvndar CoxaredRlsk gandl�;
<br />(eJ resulting In loss cur damage mat Would not have peen 9ueialnea d the Insured ClatmaM had paid vatubTorlhe'TiKe:: y� - �.:? •:� r
<br />a. Any clelmh, by reason of the operation m federal damwptoy, state dnsolvenry, or abNlbr cmdlWm' tights laws, Bret the.fremeodoa vealing-Ike.:Tlge
<br />as mown in SahBtlUIB A, N
<br />is) a taudutanl arnveyanoa m fraudulent lranefer; m . " .
<br />(b) a preferendel lrensfertor ally reason notataled In Covered Rlek g afaria policy. - : .r /
<br />6. Army gam an the TIKB far real estete taxes or aesessmeMa imposed Mr gwemmenlal aUthonty and coaled or adaching bebaeen Dak ofPulkyahtl
<br />time data of recording mtha deed oromm aabum6nt mramfer in mho Public Records ihPt vests MID as shown In Schedule A.
<br />The above pogq farm may be Issued to afford either Standard Coverage or Extended Coverage. In addition to the above Excepions from Ccvarsge,.tha
<br />Exception tam Coverage in a ftrolord Coverage policy will also Include the following ExwpKom from Coverage: i
<br />EXCEPTIONS FROM COVERAGE ,
<br />Thk pogry does not insure againt loss m tlamago, and tfh"Oom'pany wlK nat pay costs, attorneys' fees are
<br />that @ilati by f4eean af.^ -
<br />{The above pdiq mar maybe Iseuetl to egad either Stanc M Coverage cur Eeanded Coverage. In addtion te the abpwe EticNatans frdm Cowmge,
<br />the Ehtoepuons flnm Coverage k a Standard Cwerege-pallq vAll also Include are allowing Exception from were'
<br />i, (a) Taxes or easesynan6 mat am net shwa as axhim Ikelie by the reaarde m any taring eulhodgr mat tevles taxer d asgaasltt'dn.. an eel
<br />pwlmethe,
<br />he o not ehoxh in ante gam
<br />a agency cur by the Public
<br />Recordamay result In taxes or aesesemenU or nrtgoeB w aubn Prp eeall�s, .. .
<br />2. Arty facts, dghis, Immeats, m doma that ere nm shown th the Public Reams but that could he aswdatrred b� art fn9pec'ddn of ii+e' [end'c'ylhrtl'
<br />mey be assaded by person th Downes." mtha LerM. -
<br />a. Easemams, Ilene m acumtxanms, or claims Ihemed rot crown by tie Pool Ramos.
<br />a. Arcy encmsohmeM, encumbrarxs, vitiation, varmdon, or adverse drcumetance affecting the TRe that anx4l be dlsdosad by a'n aocurdfa and
<br />complete land survey mlhe Landand ghat am not shown by me Pub0c Records.
<br />& (a) Unpatenleq mining Galata; @) msanrodana m excepton 6h potente or In Acts authorizing the issuance mareat (d) meter rights, dolma aroma to
<br />water, W hether or not lha mettersexcepted under (a), (b), or (o) are shown by the Public Records, _
<br />6. Anygen or right to a lien far services, labor ormaterial not shaven by Khe public Records. )
<br />7. {Variable exceptlen such as texas, easomems, CCRR% eta, shown hem.)
<br />maerved.
<br />The use
<br />express
<br />atandng as of the date of use. AS other uses are prohl6lfed. Reprinted. undet Iftbde of
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