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FINANCIAL AID PROGRAMS Federal PELL Grant: The Federal PELL grant program provides a foundation of assistance to which other forms of aid may be added. Unlike loans, grants do not have to be paid back. Federal Supplemental Educational Opportunity Grant (FSEOG): FSEOG's are awarded to students with exceptional financial need with priority given to students who receive Federal Pell Grants. Grants are based on funds available and do not have to be repaid. Need is determined by the financial resources of the student and parents and the cost of attending school. Federal Direct Stafford Loan (Subsidized): Federal Direct Subsidized Stafford Loans are loans for students. Interest is not charged while the student is in school at least half- time, during student's grace period or during deferment periods. To receive a Direct Subsidized Loan, a student must have financial need. Federal Direct Stafford Loan (Unsubsidized): Federal Direct Unsubsidized Stafford Loans are loans for students. Interest is charged during all periods, including while the student is in school and during grace and deferment periods. Federal Direct PLUS Loans: Federal Direct PLUS loans are unsubsidized loans for parents to help pay for the cost of a dependant student's education. Interest is charged during all periods. Applicants interested in enrolling at BTS may qualify for funding through other agencies such as WIB/WIOA, EDD, TRA/TAA, Vocational Rehab, and Veterans Administration. Lastly, BTS offers a private payment plan. Under this plan, students are usually required to make a down payment and then arrange a monthly payment plan. No interest will be charged for the loan, which must be paid in full prior to graduation. Delinquent accounts and fees, as described in the enrollment agreement, may be managed by a collection agency or third party. REFUND POLICY STUDENT'S RIGHT TO CANCEL 1. You have the right to cancel your agreement for a program of instruction, without any penalty or obligations, through attendance at the first class session or the seventh calendar day after enrollment, whichever is later. After the end of the cancellation period, you also have the right to stop school at any time; and you have the right to receive a pro rata refund if you have completed 60 percent or less of the scheduled hours in your program through the last day of attendance. 2. Cancellation may occur when the student provides a written notice of cancellation at one of the following addresses: 1110 Technology Circle, Suite D, Anaheim, CA 92805. This can be done by mail or by hand delivery. 3. The written notice of cancellation, if sent by mail, is effective when deposited in the mail properly addressed with proper postage. 4. The written notice of cancellation need not take any particular form and, however expressed, it is effective if it shows that the student no longer wishes to be bound by the Enrollment Agreement. 5. If the Enrollment Agreement is cancelled by the student or the prospective student is not accepted for enrollment the school will refund the student any money he/she paid, less any deduction for equipment not returned in new condition, within 45 days after the notice of cancellation is received. 6. If the program is cancelled before instruction begins the school will refund the student any money he/she paid, less any deduction for equipment not returned in good condition, within 45 days after the notice of cancellation is received. -17-