Item 19 - Approve Agreements for 2023 Employee Benefits

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We monitor the following: • Full Name • Date of Birth • Social SecuntyNumber • Driver's LicenseNumber • PassportNumber • Mailing Address • Phone Numbers (up to 10) • BankAccount Numbers (up to 10) • Credit/Debit/Retail Card Numbers ( up to 10 each) + Medical ID Numbers (up to 10) • InvestmentAccount Numbers (up to 10) • Userna me and Password Combinations (up to 10) • Mother's MaidenName Username/Password (Credentials) Monitoring • National Provider Identifier Number • Telecom AccountApplications • Rent -to -Own Applica tions • Buy Here/Pay Here Auto Loans • Auto Pawns/TitlePawns • Enhanced Sub -Prime Loans • Gamer Tags (up to 10) IDShield monitors the internet for instances where a participant's username and password credentials have been exposed. When these are found together online, it presents a strong indication that their online accounts have been compromised. The service continuously scans for a participant's username/password combinations and will alertthe partici pantwith details sothey can follow up andchangetheir login information on any accounts that use theexposed credentials. Identity Threat Alerts Participants receive an alert via email or push notification on the IDShield mobile app if their information is found online. Alerts contain details on the threat, including links towhere the exposure occurred —giving participants the opportunity to look over the information to either d:smiss the notification or escalate the issue with our Licensed Private Investigators. Credit Threat Alerts IDShield monitors for changes or updates found on the participant's credit report(s) in real time. We pull data from over 200 million files that represent nearly every credit active consumer in the United States. Application Alerts Forcertain types of account applications, third parties will take partici pants' information, compare it to public records and return a fraud score. IDShield scans a national ID verification database to determine if a new account application has been submitted with participants' information. We continuously monitor to see if any new accountsor transact:ons appear. Instant Hard Credit Inquiry Alerts Credit report inquiries are created when a participant's PII is used to apply for bank/credit cards, utility or rental query ormany typesof loans —including home, auto, business, mortgage, homeequity orstudent loans. IDShield notifies participants when their information appears on these reports, empowering them to take action if their data has been exposed by reviewing the alert with an investigator.