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right to withdraw from the course of instruction at any time. If you withdraw from the course of <br />instruction after the period allowed for cancellation, the school will remit a refund, less a <br />registration fee $90.00, within 35 days following your withdrawal. You are obligated to pay only <br />for educational services rendered and for unreturned books or equipment. <br />If you obtain books or equipment, as specified in the enrollment agreement and return them in <br />good condition within 30 days following the date of their withdrawal, the school shall refund the <br />charge for the books or equipment paid by you. If you fail to return books or equipment in good <br />condition within the 30 day period, the school may offset against the refund the documented cost <br />for books or equipment exceeding the prorated refund amount. <br />You may withdraw from the school at any time after the cancellation period (described above) <br />and receive a pro rata refund if you have completed 60 percent or less of the scheduled days in <br />the current payment period in your program through the last day of attendance. The refund will <br />be less a registration fee, and less any deduction for equipment not returned in good condition, <br />within 35 days of withdrawal. If the student has completed more than 60% of the period of <br />attendance for which the student was charged, the tuition is considered earned and the student <br />will receive no refund. <br />For the purpose of determining a refund under this section, a student shall be deemed to have <br />withdrawn from a program of instruction when any of the following occurs: <br />• The student notifies the institution of the student's withdrawal or as of the date of the <br />student's withdrawal, whichever is later. <br />• The institution terminates the student's enrollment for failure to maintain satisfactory <br />progress; failure to abide by the rules and regulations of the institution; absences in excess of <br />maximum set forth by the institution; and/or failure to meet financial obligations to the <br />School. <br />• The student fails to return from a leave of absence. <br />For the purpose of determining the amount of the refund, the date of the student's withdrawal <br />shall be deemed the last date of recorded attendance. The amount owed equals the daily charge <br />for the program (total institutional charge, minus non-refundable fees, divided by the number of <br />days in the program), multiplied by the number of days scheduled to attend, prior to withdrawal. <br />If the student has completed more than 60% of the period of attendance for which the student <br />was charged, the tuition is considered earned and the student will receive no refund. <br />If any portion of the tuition was paid from the proceeds of a loan or third party, the refund shall <br />be sent to the lender, third party or, if appropriate, to the state or federal agency that guaranteed <br />or reinsured the loan. Any amount of the refund in excess of the unpaid balance of the loan shall <br />Page 33 of 65 <br />