Item 19 - Agreement with Empower Annuity Insurance Company for the Employee Deferred Compensation Plan

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31 6.6 Deferral Processing. If Plan Sponsor provides Empower at implementation with an electronic employee data feed of all the Participant deferral amounts/percentages or full PDI file, Plan Sponsor hereby Directs and authorizes Empower to allow Participants to update their deferral elections via the website and VRU. Empower will forward updated deferral information to Plan Sponsor according to the schedule elected by Plan Sponsor. 6.7 Establishment of Participant Accounts. Empower shall establish and maintain an account for each Participant. Each account record shall consist of the Participant’s name, social security number, address, date of birth, telephone number and such other information as may be required from time to time for administration of the Plan. If the Plan allows for Roth after-tax, Empower will maintain an accounting of the contributions and earnings in separate accounts. Amounts distributed from Roth accounts will be made and tax reported pursuant to the applicable provisions of the Agreement. 6.8 Beneficiary Recordkeeping. 6.8.1 Spousal Consent. If a beneficiary designation requires spousal consent, such designation may be made only by a Plan administrative paper form. 6.9 Receipt and Investment of Contributions. Empower will credit contributions for allocation to Participant accounts in accordance with Direction from the Plan Sponsor and as set forth below. Empower will allocate or otherwise apply forfeitures under the Plan accounts, if any, as Directed by the Plan Sponsor. Empower will pass Directions to invest such contributions, and to execute appropriate transactions related to forfeitures, to the Plan trustee or custodian in accordance with investment Directions of the Plan Sponsor. 6.9.1 Timing Requirements for Contributions Funded via ACH, Check or Wire . Contributions received by Empower in good order prior to the close of any Business Day will be processed effective that Business Day, at that Business Day’s net asset / uni t values. Contributions not received by Empower prior to the close of Business Day will be processed effective the next Business Day. 6.10 Monitoring the Deferral Limits. Unless otherwise Directed, Empower will monitor Participants’ total deferrals under the Plan for the calendar year and provide warning messages for payroll contributions processed within the Plan Service Center (PSC). However, it is the Plan Sponsor’s responsibility to ensure that the applicable limit(s) for the Plan are not exceeded. Any distributions requested by the Plan Sponsor to correct excess deferrals will be appropriately tax reported. 6.10.1 Empower will provide assistance to Participants in calculating special catch -up contributions. Plan Sponsor acknowledges that Participants are fu lly responsible for the accuracy of these calculations. 6.11 Investment Transfers of Existing Assets. Empower or its designee will process investment transfers or exchanges, as applicable, received in good order subject to any conditions and/or limitations imposed by the available Investment Options under the Plan or Investment Option Sponsors . Empower will pass to the Plan trustee or custodian, as applicable, Directions to execute or record as appropriate the corresponding transactions involving the assets of the Plan’s trust. Requests for Participant- initiated transfers between Investment Options will be processed if the request is received by Empower in good order prior to market close on a Business Day. Any transfer request not received by Empower during a Business Day will be processed the next Business Day, or such earlier time as may be required in order to comply with applicable law.