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USCO0873025U Afflanz ', I <br />13. RECALL OF PRODUCTS - To damages claimed for any loss, cost or expense incurred by any Insured or <br />others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal <br />of: <br />a. Your Product; <br />b. Your Work; or <br />c. Impaired Property; <br />if such product, work or property is withdrawn or recalled: <br />a. From the market; or <br />b. From use; <br />by any person or organization because of a known or suspected defect, deficiency, inadequacy or dangerous <br />condition in it. <br />14. WORKERS COMPENSATION AND SIMILAR LAWS - To any obligation of any Insured under a law of: <br />a. Workers compensation; <br />b. Disability benefits; <br />c. Unemployment compensation; or <br />d. Any similar laws. <br />D. COVERAGE B - WHO IS AN INSURED <br />1. Each of the following is an Insured under Coverage B: <br />a. NAMED INSURED- Any person or organization shown in the Named Insured section of our Declarations <br />and: <br />(1) If you are an individual, you and your spouse are Insureds, but only with respect to the conduct <br />of a business of which you are the sole owner. <br />(2) If you area partnership or joint venture, you, your members, your partners and their spouses are <br />Insureds, but only with respect to the conduct of your business. <br />(3) If you are a limited liability company, your members are Insureds, but only with respect to the <br />conduct of your business. Your managers are Insureds, but only with respect to their duties as <br />your managers. <br />(4) If you are an organization other than a partnership, joint venture or limited liability company, your <br />executive officers and directors are Insureds, but only with respect to their duties as your officers <br />or directors. Your stockholders are Insureds, but only with respect to their liability as stockholders. <br />(5) If you are a trust, your trustees are Insureds, but only with respect to their duties as trustees. <br />b. NEWLY ACQUIRED OR FORMED ORGANIZATIONS -Any organization you acquire or form during <br />our Policy Period other than a partnership, joint venture or limited liability company. But Coverage B <br />applies only: <br />(1) If you maintain majority ownership or majority interest in such organization; and <br />(2) To an injury, damage or Occurrence, that took place or was committed after you acquired or formed <br />the organization. <br />c. SUBSIDIARIES - Any subsidiary you wholly own, either directly or indirectly, at the inception of our <br />policy. <br />d. REAL ESTATE MANAGERS -Any person or any organization while acting as your real estate manager. <br />e. CUSTODIANS - Any person or organization having proper temporary custody of your property if you <br />die, but only: <br />(1) With respect to liability arising out of the maintenance or use of that property; and <br />5400 0619 <br />Copyright 0 2g03 Manz Global Risks US Insurance Company. All rights reserved. Page 12 of 24 <br />