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This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM— SECTION II —LIABILITY AND SECTION III AS IT PERTAINS TO LIABILITY ONLY A. First Aid And Good Samaritan Services a. Expected or Intended Injury 1. The following is added to Section II A.1. "Bodily injury" or "property damage" ex- Business Liability Coverages pected or intended from the standpoint of We will pay those sums that the insured the insured. This exclusion does not apply to becomes legally obligated to pay as damages "bodily injury" or "property damage" resulting because of"bodily injury" arising out of either the from the use of reasonable force to protect rendering of or failure to render, "First Aid" or persons or property. "Good Samaritan Services" to any person. For D. Non-Owned Watercraft the purposes of this coverage grant, "First Aid" or "Good Samaritan Services" will be deemed to 1. Section II B.1.g. Exclusions, Aircraft, Auto Or meet the definition of "occurrence". For the Watercraft Subparagraph (2) is deleted and purposes of determining the applicable limits of replaced by the following: insurance, any act or omission together with all (2) A watercraft you do not own that is: related acts or omissions in the rendering of "First Aid" or "Good Samaritan Services" to any (a) Up to seventy-five (75)feet long; and one person will be deemed one"occurrence". (b) Not being used to carry persons or a. "First Aid" means initial care for medical property for a charge; attention immediately following a "bodily injury". 2. Only as respects to the insurance provided by this provision C. Who Is An Insured is b. "Good Samaritan Services" means medical amended to include as an insured any person attention provided in an emergency and for who, with your express consent uses the which no remuneration is demanded or watercraft. received. 3. The insurance provided by this provision shall 2. The insurance provided by this provision shall be excess over any valid and collectible other be excess over any valid and collectible other insurance available to the insured, whether insurance available to any insured whether primary, excess, contingent or on any other primary, excess, contingent or any other basis, basis, except for the insurance purchased except for insurance purchased specifically by specifically by you to apply in excess of the you to apply in excess of the limits of Insurance Limits of Insurance shown in the declarations for shown in the declarations for Business Liability. this Coverage Part. B. Supplementary Payments E. Damage to Premises Rented to You Section II A.1.f. Coverage Extension — Supple- mentary Payments Paragraphs 1.(b) and 1.(d) are 1. The last paragraph of Section II B.I. Exclu- deleted and replaced with the following: sions — Applicable To Business Liability Coverage is deleted and replaced by the (b) Up to $2,500 for the cost of bail bonds required following: because of accidents or traffic violations arising out of any vehicle to which Business Liability Exclusions c., d., e., f., g., h., i., k., I., m., n. and Coverage for "bodily injury" applies. We do not o. in SECTION II — LIABILITY do not apply to have to furnish these bonds. damage by water, fire, explosion, lightning, or smoke resulting from fire to premises while (d) All reasonable expenses incurred by the insured rented to you, or temporarily occupied by you at our request to assist in the investigation or with permission by the owner. A separate defense of the claim or "suit", including actual Damage To Premises Rented To You Limit of loss of earnings up to $500 a day because of Insurance applies to this coverage as described time off work. in paragraph D. Liability And Medical C. Reasonable Force — Bodily Injury Or Property Expenses Limits of Insurance in SECTION II— Damage LIABILITY. Section II B.1.a. Exclusions, Expected Or 2. Section II F.9.a. Liability And Medical Intended Injury, is deleted and replaced by the Expenses Definitions, is deleted and replaced following: by the following: PPB 316G 11 13 Page 2 of 5