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a. A contract for a lease of premises. However, property. All such loss of use shall be that portion of the contract for a lease of deemed to occur at the time of the premises that indemnifies any person or physical injury that caused it; organization for damage by water, fire, explosion, lightning, or smoke resulting from b. Loss of use of tangible property that is f not physically injured. All such loss of ire to premises while rented to you or temporarily occupied by you with permission use shall be deemed to occur at the time of the "occurrence" that caused it; of the owner is not an "insured contract"; or 3. This provision does not apply if coverage for c. Loss of, loss of use of, damage to, Damage To Premises Rented To You is ex- corruption of, inability to access, or in- cluded by another endorsement to this policy. ability to manipulate "electronic data", F. Aircraft Chartered With Crew resulting from physical injury to tangible property. All such loss of "electronic 1. The following is added to the exceptions data" shall be deemed to occur at the contained in Section II B.1.g. Exclusions, time of the "occurrence" that caused it. Aircraft, Auto or Watercraft: d. Property damage does not mean dis- (6) Any non-owned aircraft chartered to you closure of, display of, or theft or mis- with a crew including a pilot. appropriation of electronic data however 2. The insurance provided by this provision shall caused. be excess over any valid and collectible other For the purposes of this insurance, insurance available to the insured whether "electronic data" is not tangible property. primary, excess, contingent or on any other basis, except for insurance purchased specifi- H. Who Is An Insured — Newly Acquired Or Formed cally by you to apply in excess of the Limits of Organizations Insurance shown in Declarations. The following is added to Section II C. Who Is An G. Electronic Data Liability Insured: 1. Section II B.1.q. Exclusions is deleted and Any organization you newly acquire or form, other replaced by the following: than a partnership, joint venture or limited liability company, over which you maintain ownership or q. Electronic Data majority interest, will qualify as a Named Insured if there is no other similar insurance available to that Damages arising out of the loss of, loss of organization. However: use of, damage to, corruption of, inability to access, disclosure of, display of, theft or 1. Coverage under this provision is afforded only misappropriation of or inability to manipulate until the one hundred eightieth (180t") day after "electronic data". However this exclusion you acquire or form the organization or the end does not apply to "Property Damage". of the policy period, whichever is earlier. 2. The following definition is added to Section II F. 2. Coverage does not apply for "bodily injury" or Liability And Medical Expenses Definitions: "property damage" that occurred before you acquired or formed the organization. "Electronic data" means information, facts or programs stored as or on, created or used on, or 3. Coverage does not apply for "personal and transmitted to or from computer software advertising injury" arising out of an offense (including systems and applications software), committed before you acquired or formed the organization. hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other 4. This provision does not apply to any organi- media which are used with electronically zation for which coverage is excluded by controlled equipment. another endorsement to this policy. 3. For the purposes of the coverage provided by I. Additional Insured — Owner, Manager Or Lessor this endorsement, Section II F. Liability And Of Premises Or Leased Equipment Medical Expenses Definitions, Paragraph 17. Section II C. Who Is An Insured is amended to is deleted and replaced by the following: include as an insured: 17. "Property damage" means: 1. Any person or organization that you have a. Physical injury to tangible property, agreed in a contract or agreement to include as including all resulting loss of use of that an additional insured on this policy, but: PPB 316G 11 13 Page 3 of 5