COASTLINE EQUIPMENT (BRAGG INVESTMENT COMPANY, INC.)

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(ii) Continuing normal operating expenses incurred, including payroll. (b) Extra expense means the excess of the total cost incurred during the period of restoration chargeable to your operations over and above the total cost that would normally have been incurred to conduct your operations during the same period if the loss or damage had not occurred. Any salvage of property obtained for temporary use during the period of restoration shall be taken into consideration in the adjustment of a loss. (c) Operations means your business activities at a premises listed in the Declarations. (d) Period of restoration means the period of time from the date of direct physical loss or damage, not limited by the expiration date of the policy to which this Coverage Form is attached, required with the exercise of due diligence to repair, rebuild or replace damaged buildings or personal property. (e) Suspension means: (i) The slowdown or cessation of your business activities; or (ii) That a part or all of the premises is rendered untenantable. g. Defense Costs - Property of Others If direct physical loss or damage from a Covered Cause of Loss occurs to covered property of others in your care, custody or control, we have the right and duty to defend any action or suit arising from the loss or damage. We have no duty to defend any action or suit for loss or damage not covered by this Coverage Form. We may investigate and settle any claim, action or suit, as we consider appropriate. Our duty to defend or settle ends when the Limit of Insurance has been exhausted by payments of policy limits from a single occurrence. h. Preservation of Property We will pay expenses you incur to remove (2) Any other Covered Cause of Loss if you obtain our permission to remove the property prior to moving the property. These expenses will be paid even if there is no direct physical loss or damage to Covered Property. The most we will pay under this Coverage Extension is $10,000. L Employee Tools You may extend the insurance that applies to your business personal property to cover tools owned by your officers, partners or members, your managers or your employees. You may apply up to $5,000 for each building listed in the Declarations. Our payment for loss or damage under this extension will only be for the account of the owner of the property. J. Trees, Shrubs, Lawns and Growing Plants You may extend the insurance provided by this Coverage Form to apply to your trees, shrubs, lawns or growing plants, including debris removal expense, caused by a Covered Cause of Loss at a premises described in the Declarations. The most we will pay for loss or damage under this extension is $5,000; but not more than $750 for any one tree, shrub or plant. Subject to all aforementioned terms and limitations of coverage, this Coverage Extension includes the expense of removing from the described premises the debris of trees, shrubs and plants which are the property of others, except in the situation in which you are a tenant and such property is owned by the landlord of the described premises. B. Exclusions We will not pay for loss or damage caused directly or indirectly by any of the following. Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss. These exclusions apply whether or not the loss event results in widespread damage or affects a substantial area. a. Governmental Action Covered Property from a building listed In Seizure or destruction of property by order the Declarations if endangered by the of governmental authority. following causes of loss: (1) Fire, hail or flood; e, RIAMUagmoleotwIOR e+'A@j�& RenelJEl)&APPRmm Br. CM 88 00 01 15 Includes copyrighted material of Insurance Services Office, Inc. Risk Management Speackst 2425473 with its permission. Sentry Select Insurance Company 00007 0000000000 23265 0 N fe6feab7-519aAfOf 899e-98d856985797