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But we will pay for loss or damage caused
<br />by or resulting from acts of destruction
<br />ordered by governmental authority and
<br />taken at the time of a fire to prevent its
<br />spread if the fire would be covered under
<br />this Coverage Form.
<br />This exclusion does not apply to coverage
<br />under the "False Pretense" Additional
<br />Coverage.
<br />b. Nuclear Hazard
<br />Nuclear reaction or radiation, or radioactive
<br />contamination, however caused.
<br />But if nuclear reaction or radiation, or
<br />radioactive contamination results in fire, we
<br />will pay for the direct loss or damage
<br />caused by that fire if the fire would be
<br />covered under this Coverage Form.
<br />c. War and Military Action
<br />(1) War, including undeclared or civil war;
<br />(2) Warlike action by a military force,
<br />including action in hindering or
<br />defending against an actual or
<br />expected attack, by any government,
<br />sovereign or other authority using
<br />military personnel or other agents; or
<br />(3) Insurrection, rebellion, revolution,
<br />usurped power, or action taken by
<br />governmental authority in hindering or
<br />defending against any of these.
<br />d. Water
<br />(1) Flood, surface water, waves (including
<br />tidal wave and tsunami), tides, tidal
<br />water, overflow of any body of water, or
<br />spray from any of these, all whether or
<br />not driven by wind (including storm
<br />surge);
<br />(2) Mudslide or mudflow;
<br />(3) Water that backs up or overflows or is
<br />otherwise discharged from a sewer,
<br />drain, sump, sump pump or related
<br />equipment;
<br />(4) Water under the ground surface
<br />pressing on, or flowing or seeping
<br />through:
<br />(a) Foundations, walls, floors or paved
<br />surfaces;
<br />(b) Basements, whether paved or not;
<br />or
<br />(c) Doors, windows or other openings;
<br />or
<br />(5) Waterborne material carried or
<br />otherwise moved by any of the water
<br />referred to in Paragraph (1), (3), or (4),
<br />or material carried or otherwise moved
<br />by mudslide or mudflow.
<br />This exclusion applies regardless of
<br />whether any of the above, in Paragraphs
<br />(1) through (5), is caused by an act of
<br />nature or is otherwise caused. An example
<br />of a situation to which this exclusion
<br />applies is the situation where a dam, levee,
<br />seawall or other boundary or containment
<br />system fails in whole or in part, for any
<br />reason, to contain the water.
<br />But if an of the above, in Paragraphs (1)
<br />through (5), results in fire, explosion or
<br />theft, we will pay for the direct loss or
<br />damage caused by that fire, explosion or
<br />theft if these causes of loss would be
<br />covered under this Coverage Form.
<br />This exclusion applies only to loss or
<br />damage in excess of the applicable Flood
<br />Limit of Insurance shown in the Flood
<br />Coverage Schedule in the Declarations.
<br />However $100,000 is the most we will pay
<br />for any one loss for the sum of the
<br />following items:
<br />• Furniture and Fixtures;
<br />• Equipment used in the operation;
<br />and
<br />• Parts held for sale.
<br />e. Earth Movement
<br />(1) Earthquake, including tremors and
<br />aftershocks and any earth sinking,
<br />rising or shifting related to such event;
<br />(2) Landslide, including any earth sinking,
<br />rising or shifting related to such event;
<br />(3) Mine subsidence, meaning subsidence
<br />of a man-made mine, whether or not
<br />mining activity has ceased;
<br />(4) Earth sinking (other than sinkhole
<br />collapse), rising or shifting including soil
<br />conditions which cause settling,
<br />cracking or other disarrangement of
<br />foundations or other parts of realty. Soil
<br />conditions include contraction,
<br />expansion, freezing, thawing, erosion,
<br />improperly compacted soil and the
<br />action of water under the ground
<br />surface.
<br />But if Earth Movement, as described in
<br />e.(1) through (4) above, results in fire or
<br />explosion, we will pay for the loss or
<br />damage caused by that fire or explosion if
<br />the fire or explosion would be covered
<br />under this Coverage Form.
<br />(5) Volcanic eruption, explosion or effusion.
<br />But if volcanic eruption, explosion or
<br />effusion results in fire, building glass
<br />breakage or volcanic action, we will pay
<br />for the loss or damage caused by that
<br />fire, building glass breakage or volcanic
<br />action if the
<br />breakage or v ` RIAM.W"wortn�
<br />covered under '�, Ravi &Apncvmav:
<br />Page 8 of 14 Includes copyrighted material of Insurance Services Office, Inca �_— Risk Management Specialist
<br />3 Sentry
<br />Select Insurance Company �y,
<br />Swith its permission. 2ZzuZ7—
<br />Sentry
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