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This exclusion does not apply if the
<br />covered crane or derrick is equipped with a
<br />functional recognized overload shutdown
<br />device that is properly installed and
<br />maintained in strict accordance with the
<br />manufacturer's recommendations.
<br />j. Neglect of an insured to use all reasonable
<br />means to save and preserve property from
<br />further damage at and after the time of
<br />loss.
<br />3. We will not pay for loss or damage caused by
<br />or resulting from any of the following. But if
<br />loss or damage by a Covered Cause of Loss
<br />results, we will pay for the loss or damage
<br />caused by that Covered Cause of Loss.
<br />a. Weather conditions. But this exclusion only
<br />applies if weather conditions contribute in
<br />any way with a cause or event excluded in
<br />Paragraph 1. above to produce the loss or
<br />damage.
<br />b. Acts or decisions, including the failure to
<br />act or decide, of any person, group,
<br />organization or governmental body.
<br />c. Faulty, inadequate or defective:
<br />(1) Planning, zoning, development,
<br />surveying, siting;
<br />(2) Design, specifications, workmanship,
<br />repair, construction, renovation,
<br />remodeling, grading, compaction;
<br />(3) Materials used in repair, construction,
<br />renovation or remodeling; or
<br />(4) Maintenance;
<br />of part or all of any property wherever
<br />located.
<br />d. Collapse, including any of the following
<br />conditions of property or any part of the
<br />property:
<br />(1) An abrupt falling down or caving in;
<br />(2) Loss of structural integrity, including
<br />separation of parts of the property or
<br />property in danger of falling down or
<br />raving in; or
<br />(3) Any cracking, bulging, sagging,
<br />bending, leaning, settling, shrinking or
<br />expansion as such condition relates to
<br />Paragraph (1) or (2).
<br />This Exclusion d. does not apply to the
<br />extent that coverage is provided under the
<br />Additional Coverage - Collapse or to
<br />collapse caused by one or more of the
<br />following: fire; lightning; windstorm; hail;
<br />explosion; smoke; aircraft; vehicles; riot;
<br />fire extinguishing equipment; sinkhole
<br />collapse; volcanic action; breakage of
<br />building glass; falling objects; weight of
<br />snow, ice or sleet; water damage;
<br />earthquake; weight of people or personal
<br />property; weight of rain that collects on a
<br />roof.
<br />e. Wear and tear, any quality in the property
<br />that causes it to damage or destroy itself,
<br />hidden or latent defect, gradual
<br />deterioration, depreciation; mechanical
<br />breakdown; insects, vermin, rodents;
<br />corrosion, rust, dampness, cold or heat.
<br />C. Limits of Insurance
<br />1. Unless otherwise provided, the most we will
<br />pay for loss or damage in any one occurrence
<br />is the Covered Property Blanket Limit of
<br />Insurance shown in the Declarations.
<br />2. Earth Movement or Volcanic Eruption
<br />The Earthquake Per Occurrence Limit shown
<br />in the Declarations is the most we will pay for
<br />loss or damage caused by earth movement or
<br />volcanic eruption in a single occurrence.
<br />3. Water
<br />The Flood Limit shown in the Declarations is
<br />the most we will pay for all loss or damage
<br />caused by water in a single occurrence.
<br />However the most we will for any one loss for
<br />the insured's furniture, fixtures, and
<br />equipment used by the insured is $100,000.
<br />This limit is included in the Flood Limit shown
<br />in the Declarations; and is not in addition to
<br />this limit.
<br />4. The limit of insurance applicable to Accounts
<br />Receivable Additional Coverage is in addition
<br />to the Limit of Insurance.
<br />The limits applicable to Coverage Extensions
<br />b., d., e., f., g., h., i., and j. are in addition to
<br />the Limit of Insurance.
<br />The limits applicable to Coverage Extensions
<br />a., d., e., f., h., and j., are the most we will pay
<br />in any one occurrence regardless of the
<br />number of covered buildings.
<br />The limit applicable to Coverage Extension b.
<br />is the most we will pay for all expenses arising
<br />out of Covered Causes of Loss during the
<br />policy period regardless of the number of
<br />covered buildings or the number of
<br />occurrences.
<br />5. The most we will pay for loss or damage to
<br />fine arts is $50,000 per building in any one
<br />occurrence.
<br />civil commotion; vandalism; leakage from
<br />PJdtMnugawttDfuhla.
<br />REMEWEo & MGROV®er.
<br />A+.� A.Wale
<br />Risk Management Specialist
<br />Page 10 of 14 Includes copyrighted material of Insurance Services Office, Inc.
<br />2425473 with its permission.
<br />Sentry Select Insurance Company
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