Laserfiche WebLink
Volcanic action means direct loss or <br />damage resulting from eruption of a <br />volcano when the loss or damage is <br />caused by: <br />(a) Airborne volcanic blast or airborne <br />shock waves; <br />(b) Ash, dust or particulate matter; or <br />(c) Lava flow. <br />With respect to coverage for Volcanic <br />Action as set forth in (5)(a), (5)(b) and <br />(5)(c), all volcanic eruptions that occur <br />within any 168 hour period will <br />constitute a single occurrence. <br />Volcanic action does not include the <br />cost to remove ash, dust or particulate <br />matter that does not cause direct <br />physical loss to the described property. <br />This exclusion applies only to loss or <br />damage in excess of the applicable <br />Earthquake Limit of Insurance shown in the <br />Earthquake Coverage Schedule in the <br />Declarations. <br />However $100,000 is the most we will pay <br />for any one loss for the sum of the <br />following items: <br />• Furniture and Fixtures; <br />• Equipment used in the operation; <br />and <br />Parts held for sale. <br />2. We will not pay for loss or damage caused by <br />or resulting from any of the following: <br />a. Delay, loss of use, loss of market or any <br />other consequential loss. But this <br />exclusion does not apply to loss of use of <br />property of others in your care, custody or <br />control if that loss of use is the result of <br />direct physical loss or damage by a <br />Covered Cause of Loss. <br />b. Unexplained disappearance. <br />c. Shortage found upon taking inventory. <br />d. Dishonest or criminal act (including theft) <br />committed by: <br />(1) You, any of your partners, employees <br />(including temporary employees and <br />leased workers), officers, directors, <br />trustees, or authorized representatives; <br />(2) A manager or a member if you are a <br />limited liability company; or <br />(3) Anyone else with an interest in the <br />property, or their employees (including <br />temporary employees and leased <br />workers) or authorized representatives; <br />(4) Anyone else to whom the property is <br />entrusted for any purpose. <br />This exclusion applies whether or not such <br />persons are acting alone or in collusion <br />with other persons or such acts occur <br />during the hours of employment. <br />This exclusion does not apply to Covered <br />Property that is entrusted to others who <br />are carriers for hire or to acts of destruction <br />by your employees (including temporary <br />employees and leased workers). But theft <br />by employees is not covered. <br />e. Processing or work upon the property. <br />But if processing or work upon the <br />property results in fire or explosion, we will <br />pay for the direct loss or damage caused <br />by that fire or explosion if the fire or <br />explosion would be covered under this <br />Coverage Form. <br />f. Artificially generated electrical magnetic or <br />electromagnetic energy that damages, <br />disturbs, disrupts or otherwise interferes <br />with any: <br />(1) Electrical or electronic wire, device, <br />appliance, system or network; or <br />(2) Device, appliance, system or network <br />utilizing cellular or satellite technology; <br />creating a short circuit or other electric <br />disturbance within an article covered under <br />this Coverage Form. <br />For the purpose of this exclusion, <br />electrical, magnetic or electromagnetic <br />energy includes, but is not limited to, <br />electrical current, including arcing; <br />electrical charge produced or conducted <br />by a magnetic or electromagnetic field; <br />pulse of electromagnetic energy; <br />electromagnetic waves or microwaves. <br />But if artificially generated electrical <br />magnetic or electromagnetic energy, as <br />described above, results in fire or <br />explosion, we will pay for the direct loss or <br />damage caused by that fire or explosion if <br />the fire or explosion would be covered <br />under this Coverage Form. <br />This exclusion only applies to loss or <br />damage to that article in which the <br />disturbance occurs. <br />g. Voluntary parting with any property by you <br />or anyone entrusted with the property if <br />induced to do so by any fraudulent <br />scheme, trick, device or false pretense. But <br />this exclusion does not apply to coverage <br />under the "False Pretense" Additional <br />Coverage. <br />h. Unauthorized instructions to transfer <br />property to any person or to any place. But <br />this exclusion does not apply to coverage <br />under the "False Pretense" Additional <br />Coverage. <br />i. For cranes or derricks, loss or damage <br />resulting from the weight of a load <br />exceeding the ranictarar1 liftinn nr <br />supporting capaci <br />the operating con( a RkkMvwg p1 <br />or damage. <br />=R <br />CM 88 00 01 15 Includes copyrighted material of Insurance Services Office, <br />2425473 with its permission. <br />Sentry Select Insurance Company <br />00007 0000000000 23265 0 N fe&eal,7S19a�fO"99�96tl656965797 <br />RFnsWEo & Araaovm Br <br />Risk Management Specialist <br />