| BUSINESS LIABILITY COVERAGE FORM
<br /> 			o.   Recall Of Products, Work Or Impaired       			(c) Title of any literary or artistic work;
<br />       			Property   								(8)  Arising out of an offense committed by
<br />       			Damages  claimed for any loss,  cost or       			an insured whose business is:
<br />       			expense incurred by you or others for the       			(a) Advertising,    	broadcasting,
<br />       			loss of use, withdrawal, recall, inspection,    				publishing or telecasting;
<br />       			repair,  replacement, adjustment, removal       			(b) Designing or determining content
<br />       			or disposal of:									of web sites for others; or
<br />      			(1)  "Your product";     							(c) An    Internet   search,    access,
<br />      			(2)  "Your work"; or 								content or service provider.
<br />      			(3)  "Impaired property";       						However,  this  exclusion  does  not
<br />       			if  such  product,  work  or  property  is       			apply  to  Paragraphs  a.,  b.  and  c.
<br />      			withdrawn or recalled from the market or      			under the definition of "personal and
<br />      			from use by any person or organization       			advertising  injury"  in  Section  G.  —
<br />       			because of a known or suspected defect,       			Liability    And    Medical    Expenses
<br />       			deficiency,   inadequacy   or   dangerous       			Definitions.
<br />       			condition in it.   								For the  purposes  of this  exclusion,
<br /> 			p.   Personal And Advertising Injury 					placing  an   "advertisement"  for  or
<br />       			"Personal and advertising injury":   					linking to others on your web site, by
<br />      			(1)  Arising out of oral, written or electronic       			itself, is not considered the business
<br />    				publication of material, if done by or at       			of       advertising,       broadcasting,
<br />    				the  direction  of  the   insured  with       			publishing or telecasting;
<br />    				knowledge of its falsity;    					(9)  Arising out of an electronic chat room
<br />      			(2)  Arising out of oral, written or electronic       			or  bulletin  board  the  insured  hosts,
<br />    				publication  of  material  whose  first       			owns,  or  over  which  the  insured
<br />    				publication  took   place   before  the       			exercises control;
<br />    				beginning of the policy period;    				(10) Arising out of the unauthorized use of
<br />      			(3)  Arising out of a criminal act committed       			another's name or product in your e-mail
<br />    				by or at the direction of the insured;   				address, domain name or metatags, or
<br />   														any  other  similar  tactics  to  mislead
<br />      			(4)  Arising out of any breach of contract,       			another's potential customers;
<br />    				except  an  implied  contract  to  use			(11) Arising  out  of  the  violation  of  a
<br />    				another's  "advertising  idea"  in  your
<br />    				"advertisement";   							persons  right of privacy created  by
<br />   														any state or federal act.
<br />      			(5)  Arising  out of the  failure  of goods,       			However,  this  exclusion  does  not
<br />    				products or services to conform with       			apply to liability for damages that the
<br />    				any    statement    of    quality    or      			insured would have in the absence of
<br />    				performance      made      in      your      			such state or federal act;
<br />     				advertisement ;
<br />      			(6)  Arising out of the wrong description of
<br />     													(12) Arising out of:
<br />    				the price of goods, products or services;				(a) An "advertisement" for others on
<br />      			(7)  Arising  out  of any  violation  of  any    				your web site;
<br />    				intellectual  property  rights  such  as       			(b) Placing  a link to  a web  site of
<br />    				copyright,   patent,  trademark,  trade    				others on your web site;
<br />    				name, trade secret, service mark or       			(c)  Content from a web site of others
<br />    				other   designation    of   origin    or    				displayed within a frame or border
<br />    				authenticity.      								on your web site.  Content includes
<br />    				However,  this  exclusion  does  not    				information,   code,   sounds,   text,
<br />    				apply    to    infringement,    in    your    				graphics or images;or
<br />    				"advertisement", of							(d) Computer   code,   software   or
<br />    				(a) Copyright;   								programming used to enable:
<br />    				(b) Slogan, unless the slogan is also    				(i)  Your web site; or
<br /> 					a trademark, trade name, service    				(ii) The presentation or functionality
<br /> 					mark or other designation of origin 					of an "advertisement" or other
<br /> 					or authenticity; or       							content on your web site;
<br />       	Page 8 of 24													Form SS 00 08 04 05
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