| BUSINESS LIABILITY COVERAGE FORM
<br />      			(13) Arising out of a violation of any anti-       			(a)  May  be awarded or incurred  by
<br />    				trust law; 									reason   of  any   claim   or  suit
<br />      			(14) Arising out of the fluctuation in price or    				alleging actual or threatened injury
<br />    				value of any stocks,  bonds or other    				or damage of any nature or kind to
<br />    				securities; or    								persons or property which would
<br />      			(15) Arising   out   of   discrimination   or    				not have occurred in whole or in
<br />    				humiliation  committed  by  or  at  the    				part but for the  asbestos hazard";
<br />    				direction  of  any  "executive  officer",       			(b) Arise out of any request, demand,
<br />    				director,    stockholder,    partner   or    				order  or  statutory  or  regulatory
<br />    				member of the insured.							requirement that any insured  or
<br /> 			q.   Electronic Data     								others test for, monitor, clean up,
<br /> 															remove,    encapsulate,   contain,
<br />       			Damages arising out of the loss of, loss of   				treat, detoxify or neutralize or in
<br />       			use of, damage to, corruption of, inability    				any way respond to or assess the
<br />       			to  access,   or  inability  to  manipulate    				effects of an "asbestos hazard"; or
<br />       			"electronic data".       							(c) Arise out of any claim or suit for
<br /> 			r.   Employment-Related Practices						damages  because  of testing  for,
<br />       			"Bodily injury" or"personal and advertising    				monitoring, cleaning up, removing,
<br />       			injury" to:      									encapsulating,  containing,  treating,
<br />      			(1)  A person arising out of any:  						detoxifying or neutralizing or in any
<br /> 															way responding to or assessing the
<br />    				(a) Refusal to employ that person; 					effects of an"asbestos hazard".
<br />    				(b) Termination   of   that   person's    		t.   Violation  Of Statutes That Govern  E-
<br /> 					employment; or  						Mails,   Fax,   Phone   Calls   Or  Other
<br />    				(c) Employment-related	practices,  			Methods   Of   Sending   Material   Or
<br /> 					policies, acts or omissions, such as 			Information
<br /> 					coercion,    demotion,    evaluation,  			"Bodily  injury",  "property  damage",  or
<br /> 					reassignment,       	discipline,  			"personal  and  advertising  injury"  arising
<br /> 					defamation, harassment, humiliation 			directly or indirectly out of any action or
<br /> 					or  discrimination  directed  at  that 			omission  that  violates  or  is  alleged  to
<br /> 					person;or 							violate:
<br />      			(2)  The spouse, child, parent, brother or			(1)   The Telephone Consumer Protection
<br />    				sister    of    that    person    as    a       			Act (TCPA), including any amendment
<br />    				consequence  of  "bodily  injury"  or      			of or addition to such law;
<br />    				"personal and advertising injury" to the			(2)   The CAN-SPAM Act of 2003, including
<br />    				person    at   whom    any   of   the       			any amendment of or addition to such
<br />    				employment-related    	practices
<br />    				described in Paragraphs(a), (b), or(c)       			law; or
<br />    				above is directed.   						(3)  Any  statute,  ordinance  or  regulation,
<br />       			This exclusion applies:							other than the TCPA or CAN-SPAM Act
<br />   														of  2003,  that  prohibits  or  limits  the
<br />      			(1)  Whether the insured may be liable as       			sending, transmitting, communicating or
<br />    				an employer or in any other capacity;       			distribution of material or information.
<br />    				and 								Damage  To  Premises  Rented  To  You  —
<br />      			(2)  To any obligation to share damages    		Exception For Damage By Fire, Lightning
<br />    				with or repay someone else who must    		or Explosion
<br />    				pay damages because of the injury.			Exclusions c. through h. and  k. through o. do
<br /> 			s.   Asbestos      							not  apply  to  damage  by  fire,  lightning  or
<br />      			(1)  "Bodily injury", "property damage" or    		explosion  to  premises  rented  to  you  or
<br />    				"personal   and   advertising   injury"    		temporarily occupied by you with permission of
<br />    				arising out of the "asbestos hazard".			the owner.   A separate  Limit of Insurance
<br />      			(2)  Any damages, judgments, settlements,    		applies  to  this  coverage  as  described  in
<br />    				loss,costs or expenses that:   				Section D. - Liability And Medical Expenses
<br /> 													Limits Of Insurance.
<br />       	Form SS 00 08 04 05													Page 9 of 24
<br /> |