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Named Insured <br />Ecotierra Consulting Inc <br />Endorsement Number <br />Policy Symbol <br />ECP <br />Policy Number <br />G24305296 013 <br />Policy Period <br />08/04/2024 to 08/04/2025 <br />Effective Date of Endorsement <br />08/04/2024 <br />Issued By (Name of Insurance Company) <br />Westchester Surplus Lines Insurance Company <br />Insert the policy number. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy. <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />EARNED PREMIUM ENDORSEMENT – 25% MINIMUM EARNED <br />EARNED PREMIUM ENDORSEMENT – 25% MINIMUM EARNED <br />The Minimum Earned Premium due for this policy shall be calculated in accordance with the following: <br />1. In the event of cancellation of this policy by the first Named Insured the minimum earned premium due if this <br />policy remains in effect for ninety (90) days or less shall be twenty-five percent (25%) of the amount entered <br />as advance premium on the Declarations of this policy; and <br />2. In the event of cancellation of this policy by the first Named Insured after this policy has been in effect for <br />more than ninety (90) days, the return premium due, if any, shall be computed at a rate equal to ninety <br />percent (90%) of the pro-rata unearned policy premium, subject, however, to final premium adjustment in <br />accordance with our rules, rates and the Premium Audit provisions of this policy; and <br />3. In the event of cancellation of this policy by the Company for reasons other than non-payment of premium, <br />the earned premium for this policy shall be computed on a pro-rata basis, subject, however, to final premium <br />adjustment in accordance with our rules, rates and Premium Audit provisions of this policy; and <br />4. The following supersedes any provision to the contrary contained in the policy to which this endorsement is <br />attached: <br />The premium entered in the Declarations of this policy as advance premium is a provisional premium only <br />and is subject to adjustment in accordance with our rules, rates and the Premium Audit provisions of this <br />policy. Premium adjustments effected as a result of premium audits will be done after the policy is no longer <br />in effect but may be done by the Company while the policy is in effect. Premium audit adjustment calculations <br />will be made to determine additional premiums only. The first Named Insured agrees that there will be no <br />downward adjustment of the advance premium resulting from the Premium Audit provisions of this policy. You <br />agree that we may examine and audit your books and records as they relate to this policy at any time during <br />the policy period and up to three (3) years afterward. <br />All other terms and conditions remain the same. <br />ENV-5519 (09-04)Page 1 of 1