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Page 10 of 16 © Insurance Services Office, Inc., 2012 CG 00 01 04 13 <br />2.Each of the following is also an insured: <br />a.Your "volunteer workers" only while <br />performing duties related to the conduct of <br />your business, or your "employees", other <br />than either your "executive officers" (if you are <br />an organization other than a partnership, joint <br />venture or limited liability company) or your <br />managers (if you are a limited liability <br />company), but only for acts within the scope <br />of their employment by you or while <br />performing duties related to the conduct of <br />your business. However, none of these <br />"employees" or "volunteer workers" are <br />insureds for: <br />(1)"Bodily injury" or "personal and advertising <br />injury": <br />(a)To you, to your partners or members (if <br />you are a partnership or joint venture), <br />to your members (if you are a limited <br />liability company), to a co-"employee" <br />while in the course of his or her <br />employment or performing duties <br />related to the conduct of your <br />business, or to your other "volunteer <br />workers" while performing duties <br />related to the conduct of your <br />business; <br />(b)To the spouse, child, parent, brother or <br />sister of that co-"employee" or <br />"volunteer worker" as a consequence <br />of Paragraph (1)(a) above; <br />(c)For which there is any obligation to <br />share damages with or repay someone <br />else who must pay damages because <br />of the injury described in Paragraph <br />(1)(a) or (b) above; or <br />(d)Arising out of his or her providing or <br />failing to provide professional health <br />care services. <br />(2)"Property damage" to property: <br />(a)Owned, occupied or used by; <br />(b)Rented to, in the care, custody or <br />control of, or over which physical <br />control is being exercised for any <br />purpose by; <br />you, any of your "employees", "volunteer <br />workers", any partner or member (if you <br />are a partnership or joint venture), or any <br />member (if you are a limited liability <br />company). <br />b.Any person (other than your "employee" or <br />"volunteer worker"), or any organization while <br />acting as your real estate manager. <br />c.Any person or organization having proper <br />temporary custody of your property if you die, <br />but only: <br />(1)With respect to liability arising out of the <br />maintenance or use of that property; and <br />(2)Until your legal representative has been <br />appointed. <br />d.Your legal representative if you die, but only <br />with respect to duties as such. That <br />representative will have all your rights and <br />duties under this Coverage Part. <br />3.Any organization you newly acquire or form, <br />other than a partnership, joint venture or limited <br />liability company, and over which you maintain <br />ownership or majority interest, will qualify as a <br />Named Insured if there is no other similar <br />insurance available to that organization. <br />However: <br />a.Coverage under this provision is afforded only <br />until the 90th day after you acquire or form <br />the organization or the end of the policy <br />period, whichever is earlier; <br />b.Coverage A does not apply to "bodily injury" <br />or "property damage" that occurred before <br />you acquired or formed the organization; and <br />c.Coverage B does not apply to "personal and <br />advertising injury" arising out of an offense <br />committed before you acquired or formed the <br />organization. <br />No person or organization is an insured with respect <br />to the conduct of any current or past partnership, <br />joint venture or limited liability company that is not <br />shown as a Named Insured in the Declarations. <br />SECTION III – LIMITS OF INSURANCE <br />1.The Limits of Insurance shown in the <br />Declarations and the rules below fix the most we <br />will pay regardless of the number of: <br />a.Insureds; <br />b.Claims made or "suits" brought; or <br />c.Persons or organizations making claims or <br />bringing "suits". <br />2.The General Aggregate Limit is the most we will <br />pay for the sum of: <br />a.Medical expenses under Coverage C; <br />b.Damages under Coverage A,except <br />damages because of "bodily injury" or <br />"property damage" included in the "products- <br />completed operations hazard"; and <br />c.Damages under Coverage B.