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10 1 ] 85 or if not available, through the addition of both CG 20 10, CG 20 26, CG 20 33, or CG <br />20 38; and CG 20 37 if a later edition is used). <br />Primary Coverage. For any claims related to this contract, the Contractor's insurance <br />coverage shall be primary coverage at least as broad as ISO CG 20 01 04 13 as respects the City, <br />its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by <br />the City, its officers, officials, employees, or volunteers shall be excess of the Contractor's <br />insurance and shall not contribute with it. <br />Notice of Cancellation. Each insurance policy required above shall provide that coverage <br />shall not be canceled, except with notice to the City. <br />Waiver of Subrogation. Contractor hereby grants to City a waiver of any right to <br />subrogation which any insurer of said Contractor may acquire against the City by virtue of the <br />payment of any loss under such insurance. Contractor agrees to obtain any endorsement that may <br />be necessary to affect this waiver of subrogation, but this provision applies regardless of whether <br />or not the City has received a waiver of subrogation endorsement from the insurer. <br />Self -Insured Retentions. Self -insured retentions must be declared to and approved by the <br />City. The City may require the Contractor to purchase coverage with a lower retention or provide <br />proof of ability to pay losses and related investigations, claim administration, and defense expenses <br />within the retention. The policy language shall provide, or be endorsed to provide, that the self - <br />insured retention may be satisfied by either the named insured or City. <br />Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct <br />business in the state with a current A.M. Best's rating of no less than A:VII, unless otherwise <br />acceptable to the City. <br />Verification of Coverage. Contractor shall furnish the City with original Certificates of <br />Insurance including all required amendatory endorsements (or copies of the applicable policy <br />language effecting coverage required by this clause) and a copy of the Declarations and <br />Endorsement Page of the CGL policy listing all policy endorsements to City before work begins. <br />However, failure to obtain the required documents prior to the work beginning shall not waive the <br />Contractor's obligation to provide there. The City reserves the right to require complete, certified <br />copies of all required insurance policies, including endorsements required by these specifications, <br />at any time. <br />Special Risks or Circumstances. City reserves the right to modify these requirements, <br />including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special <br />circumstances. <br />8. INDEMNIFICATION <br />Contractor agrees to defend, and shall indemnify and hold harmless the City, its officers, <br />agents, employees, contractors, special counsel, and representatives from liability: (1) for personal <br />injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for <br />Page 4 of 10 <br />