Item 23 - Third Amendment to the Joseph House Loan Agreement and Affordable Housing Covena_20240530010439363

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EXHIBIT 1 Program Design and Eligibility Joseph Residence Permanent Housing Program The Joseph Residence Permanent Housing Program is designed to cater to the needs of low- income single men initially, with a planned transition strategy to eventually accommodate low- income families as units become available due to attrition. This transition will be seamless and non -disruptive to current tenants, ensuring that no tenant currently benefiting from the program will be displaced. The program offers three units of housing. One unit is three bedrooms and two units are two - bedrooms. Each unit offers a kitchen, dining area, living area and bathrooms. Mercy House staff will be available to provide required supportive services include case management and life skills classes as well as emergency and maintenance assistance. A fourth unit on the property (Unit #3) is retained by an on -site Residential Coordinator who is able to provide emergency assistance to tenants and support the program's good neighbor policies. Mercy House would like the option to repurpose this as a family unit through attrition unless the need at the time is determined to best be served by having an onsite residential coordinator. The targeted outcome for each individual will be long-term, stable housing. Each tenant will be provided with case management to identify barriers to permanent housing, with the ultimate goal being stable housing for each individual, whether that is through our permanent housing programs, or permanent housing outside of Mercy House's Continuum of Care. Eligibility for Admission To be eligible for admission to the Joseph Residence Permanent Housing Program, an applicant must be documented and of legal age (18 years of age or older). Every tenant will be required to be under 80% Area Median Income at time of entry and throughout their stay. All applicants will be considered individually. Applicants will be considered when they complete the application packet and the following criteria are met: 1) Applicant's verified minimum monthly gross income is 1 1/2 times over the amountof resident's rent payment. For Section 8 voucher holders, this requirement does not apply. 2) Household's annual income does not exceed the low-income limits (80% of area median income) as established by HUD.