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For the purposes of this exclusion, the placing "Personal and advertising injury" arising out <br /> of frames, borders or links, or advertising, for of: <br /> you or others anywhere on the Internet, is not (1) An "advertisement"for others on your web <br /> by itself, considered the business of site; <br /> advertising, broadcasting, publishing or <br /> telecasting. (2) Placing a link to a web site of others on <br /> k. Electronic Chatrooms Or Bulletin Boards your web site; <br /> (3) Content, including information, sounds, <br /> "Personal and advertising injury"arising out of text, graphics, or images from a web site <br /> an electronic chatroom or bulletin board the of others displayed within a frame or <br /> insured hosts, owns, or over which the border on your web site; or <br /> insured exercises control. <br /> I. Unauthorized Use Of Another's Name Or (4) Computer code, software or programming <br /> used to enable: <br /> Product <br /> (a) Your web site; or <br /> "Personal and advertising injury"arising out of <br /> the unauthorized use of another's name or (b) The presentation functionality of an <br /> product in your e-mail address, domain name "advertisement" orr other content on <br /> or metatags, or any other similar tactics to your web site. <br /> mislead another's potential customers. q. Right Of Privacy Created By Statute <br /> m. Pollution "Personal and advertising injury"arising out of <br /> "Personal and advertising injury"arising out of the violation of a person's right of privacy <br /> the actual, alleged or threatened discharge, created by any state or federal act. <br /> dispersal, seepage, migration, release or However, this exclusion does not apply to <br /> escape of"pollutants"at any time. liability for damages that the insured would <br /> n. Pollution-Related have in the absence of such state or federal <br /> act. <br /> Any loss, cost or expense arising out of any: <br /> r. Violation Of Anti-Trust law <br /> (1) Request, demand, order or statutory or <br /> regulatory requirement that any insured or "Personal and advertising injury"arising out of <br /> others test for, monitor, clean up, remove, a violation of any anti-trust law. <br /> contain, treat, detoxify or neutralize, or in s. Securities <br /> any way respond to, or assess the effects "Personal and advertising injury"arising out of <br /> of, "pollutants"; or the fluctuation in price or value of any stocks, <br /> (2) Claim or suit by or on behalf of a bonds or other securities. <br /> governmental authority for damages t. Recording And Distribution Of Material Or <br /> because of testing for, monitoring, Information In Violation Of Law <br /> cleaning up, removing, containing, <br /> treating, detoxifying or neutralizing, or in "Personal and advertising injury" arising <br /> any way responding to, or assessing the directly or indirectly out of any action or <br /> effects of, "pollutants". omission that violates or is alleged to violate: <br /> o. War (1) The Telephone Consumer Protection Act <br /> (TCPA), including any amendment of or <br /> "Personal and advertising injury", however addition to such law; <br /> caused, arising,directly or indirectly, out of: (2) The CAN-SPAM Act of 2003, including <br /> (1) War, including undeclared or civil war; any amendment of or addition to such law; <br /> (2) Warlike action by a military force, including (3) The Fair Credit Reporting Act(FCRA), and <br /> action in hindering or defending against an any amendment of or addition to such law, <br /> actual or expected attack, by any including the Fair and Accurate Credit <br /> government, sovereign or other authority Transaction Act(FACTA); or <br /> using military personnel or other agents; (4) Any federal, state or local statute, <br /> or ordinance or regulation, other than the <br /> (3) Insurrection, rebellion, revolution, usurped TCPA or CAN-SPAM Act of 2003 or FCRA <br /> power, or action taken by governmental and their amendments and additions, that <br /> authority in hindering or defending against addresses, prohibits or limits the printing, <br /> any of these. dissemination, disposal, collecting, <br /> p. Internet Advertisements And Content Of recording, sending, transmitting, <br /> Others communicating or distribution of material <br /> or information. <br /> Page 8 of 21 HG 00 01 09 16 <br />