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368 ORDINANCE NO. NS-2041 PAGE EIGHT Sec. 14-107. Issuance or denial of license. (a) The Licensing Officer shall issue a license to an applicant if the Licensing Officer, after completing any investigation required pursuant to this Article, determines all requirements of this Article have been met and the license fee, if any, has been paid. (b) In the event of denial, the applicant shall be informed in writing of the reasons therefor. (c) The licensee shall obtain and keep in force during the term of a license, comprehensive automobile liability insurance and professional liability insurance issued by a company authorized to do business in the State of California, acceptable to the Licensing Officer, insuring the owner against loss by reason of injury or damage that may result to persons or property from negligent operation or defective construction of such ambulance, or from violation of this Division or any other law of the State of California, or the United States. Said comprehensive automobile liability policy shall be in the sum of not less than $500,000 for combined single limit, bodily injury and property damage. Said professional liability insurance shall be in the sum of not less than $1,000,000 per person and $1,000,000 annual aggregate. Workers' compensation insurance shall be carried covering all employees of the license holder. Before the Licensing Officer shall issue a license, copies of the policies, or certificates evidencing such policies, shall be filed with the Licensing Officer. All policies shall contain a provision requiring a thirty (30) day notice to be given to the Department prior to cancellation, modification, or reduction in limits. The amount of comprehensive automobile liability insurance shall be subject to review and adjustment by the Licensing Officer pursuant to regulations adopted under this Article. In the use of helicopters the equivalent in- surance requirements shall apply. (d) Grounds for denial of a license application shall be: (1) Failure to meet the requirements of any provisions of this Article; (2) Violation by any principal of an applicant of Penal Code Section 290;