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from and against any and all actions, suits, claims, demands, judgments, losses, expenses, or <br />liabilities, injuries and damages to persons and property, including death, arising out of or <br />related to Tenant's use of the Premises, the entry by Tenant or entity invited by Tenant on the <br />Premises or surrounding property, or Tenant's breach or default in the performance of any of tis <br />obligations under this Agreement; provided, however, that Tenant will not be obligated to <br />indemnify the Covered Parties from any claims arising solely from the negligence or willful <br />misconduct of a Covered Party. If any action or proceeding is brought against any Covered <br />Party by reason of any such claim, Tenant, upon receipt of written notice from Covered Party, <br />shall defend the same at Tenant's expense with legal counsel reasonably acceptable to Covered <br />Party. Payment shall not be a condition precedent to recovery under any indemnification in this <br />Agreement, and a finding of liability or an obligation to indemnify shall not be a condition <br />precedent to the duty to defend. The provisions of this Section 15 shall survive the termination <br />or expiration of this Agreement. <br />17. INSURANCE: Tenant shall procure and maintain, for the duration of the Agreement, <br />insurance against claims for injuries to persons or damage to property which may arise from or <br />in connection with the Tenant's operation and use of the Premises. The cost of such insurance <br />shall be borne by Tenant. <br />a. Minimum Scope and Limit of Insurance <br />(1) Commercial General Liability (CGL). Insurance Services Office ("ISO") Form <br />CG 00 01 covering CGL on an "occurrence" basis, including products and <br />completed operations, property damage, bodily injury and personal & advertising <br />injury with limits no less than $2,000,000 per occurrence and $4,000,000 <br />aggregate. <br />(2) Workers' Compensation. As required by the State of California, with Statutory <br />Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 <br />per accident for bodily injury or disease. <br />(3) Property Insurance. Coverage shall be on a broad form basis against all perils <br />for damage to and loss of property, and tenant improvements or betterments, at <br />full replacement cost with no coinsurance penalty provision. <br />(4) Broader Coverage. These insurance requirements shall not in any way act to <br />reduce coverage that is broader or includes higher limits than the minimums <br />shown above. If Tenant maintains broader coverage and/or higher limits than the <br />minimums shown above, the City requires and shall be entitled to the broader <br />coverage and/or the higher limits maintained by the Tenant. Any available <br />insurance proceeds in excess of the specified minimum limits of insurance and <br />coverage shall be available to the City. The insurance provided under this <br />Agreement shall not contain any restrictions or limitations which are inconsistent <br />with City's rights under this Agreement. <br />b. Other Insurance Provisions <br />Page 4 of 11 <br />