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(b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or <br /> high mileage; <br /> (c) Security deposits not returned by the lessor; <br /> (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability <br /> Insurance purchased with the loan or lease; or <br /> (e) Carry-over balances from previous loans or leases. <br /> We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive <br /> or Specified Causes of Loss Coverage. <br /> L. ACCIDENTAL AIRBAG DISCHARGE <br /> Paragraph B.3.a. of Section III — Physical Damage Coverage is replaced by the following: <br /> a. Wear and tear, freezing, mechanical or electrical breakdown. <br /> However, this exclusion does not apply to accidental discharge of an airbag. This coverage is <br /> excess over any other collectible insurance or warranty providing such airbag coverage. We will pay <br /> only for those covered "autos"for which you carry Collision Coverage, Comprehensive or Specified <br /> Causes of Loss Coverage. <br /> M. ELECTRONIC EQUIPMENT—BROADENED COVERAGE <br /> Paragraph BA.c. of Section III—Physical Damage Coverage is replaced by the following: <br /> C. Any electronic equipment, without regard to whether this equipment is permanently installed, that <br /> reproduces, receives or transmits audio, visual or data signals. <br /> This exclusion does not apply to any global positioning system, navigation system or telematics unit. <br /> The most we will pay for all "loss" to any global positioning system, navigation system or telematics <br /> unit as a result of any one "accident" is the lessor of: <br /> (1) The actual cash value of the damaged or stolen property at the time of the "loss"; <br /> (2) The cost of repairing or replacing the damaged or stolen property with other property of like kind <br /> and quality; or <br /> (3) $1,000. <br /> We will pay only for those covered "autos" for which you carry either Comprehensive or Specified <br /> Causes of Loss Coverage <br /> N. ORIGINAL EQUIPMENT MANUFACTURER(OEM) PARTS REPLACEMENT <br /> The following is added to Paragraph C.1. of Section III— Physical Damage Coverage: <br /> However, if the covered "auto" has less than 20,000 miles on its odometer, we will pay the cost to <br /> replace the damaged parts (excluding glass and mechanical parts) with new original equipment <br /> manufacturer (OEM) replacement parts, but only if the damaged parts cannot be repaired. <br /> O. PHYSICAL DAMAGE DEDUCTIBLE WITH VEHICLE TRACKING SYSTEMS EXCEPTION <br /> Paragraph D. Deductible of Section III —Physical Damage Coverage is replaced by the following: <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 <br /> Copyright 2019 GuideOne Insurance Page 7 of 8 <br />