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D. Deductible <br /> For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen <br /> property will be reduced by the applicable deductible shown in the Declarations.Any Comprehensive <br /> Coverage deductible shown in the Declarations: <br /> 1. Does not apply to "loss" caused by fire or lightning; and <br /> 2. Will be reduced by 50% for any "loss" caused by theft if the vehicle is equipped with a radio <br /> frequency tracking device and that device was the method of recovery of the vehicle. <br /> BUSINESS AUTO CONDITIONS <br /> A. BLANKET WAIVER OF SUBROGATION <br /> The following is added to Paragraph A.5. Transfer of Rights of Recovery Against Other To Us of Section <br /> IV— Business Auto Conditions: <br /> However, we waive any right of recovery we may have against a person or organization because of <br /> payments we make for "bodily injury" or"property damage" when you and such person or organization <br /> have agreed in writing in a contract or agreement to waive such right of recovery, provided: <br /> a. Such written contract or agreement was: <br /> (1) Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property <br /> damage"; and <br /> (2) Was in effect at the time of the covered "bodily injury" or"property damage". <br /> b. The covered "bodily injury" or "property damage" must arise out of the operations specified in such <br /> written contract or agreement. <br /> C. At our request you must provide us with a copy of the aforementioned written contract or agreement. <br /> B. TWO OR MORE COVERAGE FORMS OR POLICIES ISSUED BY US <br /> The following is added to Paragraph B.8. of Section IV—Business Auto Conditions: <br /> If a "loss" covered under this Coverage Part also involves a "loss" to another property from the same <br /> "accident",which is covered under a Commercial Property Coverage Part or Inland Marine Coverage Part <br /> issued by us or any other member company of ours for you, only the highest deductible applicable to <br /> those coverages will be applied to the "accident". <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 <br /> Copyright 2019 GuideOne Insurance Page 8 of 8 <br />