CENTRE FOR ORGANIZATION EFFECTIVENESS, THE

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Z23 J909524 00 1001835 case, the additional period will be deemed part (6) Expenses to rent additional of the last preceding period for the purposes of warehouse or storage space; determining the Limits of Insurance. (7) Disposal of"your product", but only 4. The following is added to SECTION IV — to the extent that specific methods COMMERCIAL GENERAL LIABILITY of destruction other than those CONDITIONS, 2. Duties in the Event of employed for trash discarding or Occurrence, Offense, Claim or Suit: disposal are required to avoid You must see to it that the following are done in "bodily injury" or "property the event of an actual or anticipated "covered damage" as a result of such recall" that may result in "product recall disposal, expense": you incur exclusively for the purpose of (1) Give us prompt notice of any discovery or recalling "your product"; and notification that "your product" must be b. Your lost profit resulting from such withdrawn or recalled. Include a description "covered recall". of "your product" and the reason for the 6. This Product Recall Expense Coverage does withdrawal or recall; not apply: Y: (2) Cease any further release, shipment, a. If the "products — completed operations consignment or any other method of hazard" is excluded from coverage under distribution of like or similar products until it this Coverage Part including any has been determined that all such products endorsement thereto; or are free from defects that could be a cause of loss under this insurance. b. To "product recall expense" arising out of 5. For the purpose of this endorsement, the any of "your products" that are otherwise excluded from coverage under this following definitions are added to SECTION V—DEFINITIONS: Coverage Part including endorsements. H. Who is an Insured Amended 1. "Covered recall" means a recall or withdrawal made necessary because you 1. SECTION II — WHO IS AN INSURED, or a government body has determined that paragraph 2.a.(1)(d) is replaced by the a known or suspected defect, deficiency, following: inadequacy, or dangerous condition in (d) Arising out of his or her providing or failing "your product"has resulted or is reasonably to provide professional services. expected to result in "bodily injury" or 2. Insured Employee Extension "property damage". The following is added to SECTION II —WHO 2. "Product recall expense(s)" means: IS AN INSURED, paragraph 2.a.(1)(a): a. Necessary and reasonable expenses With respect to "bodily injury" only, the for: limitations above do not apply to your (1) Communications, including radio "employees" as insureds with respect to or television announcements or damages caused by cardiopulmonary printed advertisements including resuscitation or first aid services administered stationary, envelopes and by such an "employee". postage; 3. Who is an Insured—Subsidiaries (2) Shipping the recalled products The following is added to SECTION II —WHO from any purchaser, distributor or IS AN INSURED: user to the place or places designated by you; Subsidiaries (3) Remuneration paid to your regular Any of your subsidiaries, other than a "employees" for necessary partnership or joint venture, that is not shown overtime; as a Named Insured in the Declarations is a (4) Hiring additional persons, other Named Insured if: than your regular"employees"; a. You maintain an ownership interest of more (5) Expenses incurred by"employees" than 50% in such subsidiary on the first day including transportation and of the policy period; and accommodations; b. Such subsidiary is not an insured under similar other insurance. 822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc.,with its permission. Page 8 of 14 Copyright 2019 The Hanover Insurance Company.All Rights Reserved. Insured Copy