CENTRE FOR ORGANIZATION EFFECTIVENESS, THE

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Z23 J909524 00 1001835 No such subsidiary is an insured for "bodily existing as of the inception date of the policy injury" or "property damage" that occurred, or provided such failure is not intentional. "personal and advertising injury" caused by an L. Unintentional Failure to Notify/Knowledge of an offense committed: Occurrence c. Before you maintained an ownership The following is added to SECTION IV — interest or more than 50% in such COMMERCIAL GENERAL LIABILITY subsidiary; or CONDITIONS, 2. Duties in the Event of d. After the date, if any, during the policy Occurrence, Offense, Claim or Suit, paragraph period that you no longer maintain an a.: ownership interest of more than 50% in Your rights afforded under this Coverage Part shall such subsidiary. not be prejudiced if you fail to give us notice of an 4. Newly Acquired or Formed Organizations— "occurrence", offense, claim or"suit', solely due to 180 Days your reasonable and documented belief that the SECTION II — WHO IS AN INSURED, "bodily injury", "property damage" or"personal and paragraph 3.a. is replaced by the following: advertising injury" is not covered under this a. Coverage under this provision is afforded Coverage Part. only until the 180th day after you acquire or Knowledge of an "occurrence" or offense by an form the organization or the end of the agent or "employee" of the insured will not policy period, whichever is earlier. constitute knowledge by the insured, unless an "executive officer" of the insured knows about such I. Limits of Insurance Amended "occurrence" or offense. Failure of an agent or General Aggregate Limits of Insurance Per "employee"of the insured, other than an "executive Location officer" of the insured, to notify us of an The following is added to SECTION III—LIMITS OF "occurrence" or offense that such person knows INSURANCE: about will not affect the insurance afforded to you. The General Aggregate Limits of Insurance apply M. Medical Payments—Three Years to Report separately to each of your "locations" owned by or SECTION I — COVERAGES, COVERAGE C — rented to you. "Location" means premises involving MEDICAL PAYMENTS, 1. Insuring Agreement, the same or connecting lots, or premises whose paragraph a.(3)(b) is replaced by the following: connection is interrupted only by a street, roadway, (b) The expenses are incurred and reported to us waterway or right-of-way of a railroad. within three years of the date of the accident; J. Blanket Waiver of Subrogation and The following is added to SECTION IV — SECTION III—ADDITIONAL CONDITIONS COMMERCIAL GENERAL LIABILITY The following are added to SECTION IV — CONDITIONS, 8.Transfer of Rights of Recovery COMMERCIAL GENERAL LIABILITY CONDITIONS: Against Others to Us: A. Liberalization We waive any right of recovery we may have against any person or organization with whom you If,within 45 days prior to or during the policy period, have a written contract, agreement or permit to we adopt any revision that would broaden the waive any rights of recovery against such person or coverage under this policy without additional organization because of payments we make for premium, the broadened coverage will immediately injury or damage arising out of your ongoing apply to this policy. operations or "your work" done under a contract B. Concealment, Misrepresentation or Fraud with that person or organization and included in the This policy is void in any case of fraud by you as it "products-completed operations hazard". relates to this policy at any time. It is also void if you This condition does not apply to Medical Expenses or any other insured, at any time, intentionally Coverage. conceal or misrepresent a material fact concerning: K. Unintentional Failure to Disclose Hazards 1. This policy; SECTION IV — COMMERCIAL GENERAL 2. The Covered Property; LIABILITY CONDITIONS, 6. Representations is 3. Your interest in the Covered Property; or replaced by the following: 6. Representations 4. A claim under this policy. C. Insurance Under Two or More Coverages We will not disclaim coverage under this Coverage Part if you fail to disclose all hazards 822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc.,with its permission. Page 9 of 14 Copyright 2019 The Hanover Insurance Company.All Rights Reserved. Insured Copy