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1.8 Disproportionate Housing Needs <br />Housing problems in Santa Ana were calculated using HUD's 2023 Comprehensive Housing <br />Affordability Strategy (CHAS) data based on the 2016-2020 ACS. Table 13 breaks down <br />households by race, ethnicity, and presence of housing problems for Santa Ana and Orange <br />County households. The following conditions are considered housing problems: <br />• Substandard Housing (measured by incomplete plumbing or kitchen facilities) <br />• Overcrowding (more than 1 person per room) <br />• Cost burden (housing costs greater than 30 percent) <br />In Santa Ana, 42.9 percent of owner -occupied households and 72.46 percent of renter <br />households have one or more housing problems. The City has a larger proportion of owner and <br />renter households with a housing problem compared to the county, where 32.6 percent of owner <br />households experience a housing problem, and 59.1 percent of renter households experience a <br />housing problem. In Santa Ana, Asian renter households experience a housing problem at the <br />highest rate at 81 percent. Hispanic renter households also experience housing problems at a <br />higher rate at 77.2 percent than the city average of 72 percent. Hispanic owner households also <br />experience housing problems at a higher rate at 49.5 percent than the city average of 42.9 <br />percent. <br />Table 13 <br />Housing Problems by Race/Ethnicity <br />Santa Ana <br />Orange County <br />Owner <br />Renter <br />Owner <br />Renter <br />White <br />2,330 <br />2,965 <br />98,795 <br />90,356 <br />Black <br />135 <br />355 <br />2,270 <br />6,600 <br />Asian <br />2,530 <br />4,140 <br />45,700 <br />45,650 <br />American <br />Indian <br />10 <br />10 <br />245 <br />335 <br />Pacific Islander <br />29 <br />35 <br />305 <br />815 <br />Hispanic <br />10,585 <br />23,430 <br />42,380 <br />3,949 <br />Other <br />86 <br />-- <br />4,360 <br />3,949 <br />All <br />15,705 <br />30,835 <br />194,055 <br />262,960 <br />Source: HUD CHAS Data (based on 2016-2020 ACS) <br />Note: -- = 0 households in category. <br />Cost Burden <br />Households are considered cost burdened if housing costs exceed 30 percent of their gross <br />income for housing and severely cost burdened if housing costs exceed 50 percent of their gross <br />income. Cost burden in Santa Ana and Orange County is assessed using 2023 HUD CHAS data <br />(based on 2016-2020 ACS estimates) and the HCD Data Viewer (based on 2017-2021 ACS <br />estimates). <br />Regional Trend <br />Cost burden by tenure and race/ethnicity for Orange County is shown in Table 14. Approximately <br />39 percent of Orange County households are cost burdened, including 29.5 percent of owner - <br />occupied households and 51.3 percent of renter -occupied households. Hispanic renter <br />