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households have the highest rate of cost burden-55.7 percent. Non -Hispanic American Indian
<br />and non -Hispanic White owner households have the lowest rate of cost burden, 19.3 percent and
<br />27.9 percent, respectively. Cost burden is more common among renter households than owner
<br />households regardless of race or ethnicity.
<br />Table 14
<br />Cost Burden by Race/Ethnicity and Tenure: Orange County
<br />Cost Burdened
<br />(30% 'S0%)
<br />Severely Cost
<br />Burdened
<br />(>50%)
<br />Total
<br />Households
<br />Owner -Occupied
<br />White, non -Hispanic
<br />53,125
<br />42,775
<br />344,165
<br />Black, non -Hispanic
<br />1,485
<br />745
<br />5,765
<br />Asian, non -Hispanic
<br />22,425
<br />18,240
<br />128,995
<br />American Indian, non -Hispanic
<br />70
<br />150
<br />1,140
<br />Pacific Islander, non -Hispanic
<br />220
<br />75
<br />1040
<br />Hispanic
<br />19,150
<br />12,820
<br />100,095
<br />Other
<br />2,345
<br />1,670
<br />13,580
<br />Renter -Occupied
<br />White, non -Hispanic
<br />44,895
<br />46,055
<br />186,945
<br />Black, non -Hispanic
<br />2,700
<br />3,440
<br />11,800
<br />Asian, non -Hispanic
<br />17,600
<br />21,575
<br />78,585
<br />American Indian, non -Hispanic
<br />100
<br />180
<br />775
<br />Pacific Islander, non -Hispanic
<br />315
<br />310
<br />1,425
<br />Hispanic
<br />41,785
<br />42,680
<br />151,625
<br />Other
<br />3,120
<br />3,185
<br />13,625
<br />Source: HUD CHAS Data (based on 2016-2020 ACS)
<br />Figure 57 and Figure 58 show concentrations of cost burdened owners and renters by tract for
<br />the region. Tracts with high concentrations of cost burdened owners are generally dispersed
<br />throughout the county. However, there is a higher prevalence of tracts with higher percentages of
<br />cost burdened owners and renters in central Orange County compared to the coastal areas. In
<br />most tracts in coastal areas from Seal Beach to Newport Beach, 20 percent to 60 percent of
<br />owners are cost burdened. Tracts where more than 60 percent of renters are cost burdened are
<br />most concentrated in the central county areas around Huntington Beach, Fountain Valley, Santa
<br />Ana, Garden Grove and Anaheim.
<br />Local Trend
<br />Cost burden by tenure in Santa Ana based on HUD CHAS data is shown in Table 15.
<br />Approximately 42 percent of households in the city are cost burdened, including 30.1 percent of
<br />owner -occupied households and 52 percent of renter -occupied households. Further, 24.3 percent
<br />of renter households in Santa Ana are severely cost burdened. The renter -occupied rate of Santa
<br />Ana is over 10 percentage points' higher than that of Orange County at 52.8 percent and 42.8
<br />percent. Non -Hispanic American Indian and Black renter -occupied households have the highest
<br />rate of cost burden in the city at 100 percent and 58.3 percent, respectively. Like the county as a
<br />whole, cost burden is more common in renter households. Non -Hispanic American Indian and
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