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non -Hispanic White households have the lowest rate of owner -occupied cost burden at 15.4 <br />percent and 28.1 percent, respectively. More households as a percentage are cost burdened in <br />Santa Ana compared to the county. <br />Table 15 <br />Cost Burden by Race/Ethnicity and Tenure, Santa Ana <br />Cost Burdened <br />(30%-505/.) <br />Severely Cost <br />Burdened (>50% <br />Total <br />Households <br />Owner -Occupied <br />White, non -Hispanic <br />1,350 <br />910 <br />8,050 <br />Black, non -Hispanic <br />95 <br />45 <br />375 <br />Asian, non -Hispanic <br />1,050 <br />860 <br />6,395 <br />American Indian, non -Hispanic <br />0 <br />10 <br />65 <br />Pacific Islander, non -Hispanic <br />25 <br />0 <br />40 <br />Hispanic <br />3,975 <br />2,625 <br />21,385 <br />Other <br />50 <br />30 <br />285 <br />Renter -Occupied <br />White, non -Hispanic <br />1,240 <br />1,120 <br />6,000 <br />Black, non -Hispanic <br />160 <br />190 <br />600 <br />Asian, non -Hispanic <br />1,085 <br />1,305 <br />5,055 <br />American Indian, non -Hispanic <br />10 <br />0 <br />10 <br />Pacific Islander, non -Hispanic <br />20 <br />10 <br />90 <br />Hispanic <br />9,175 <br />7,630 <br />30,330 <br />Other <br />150 <br />65 <br />465 <br />Source: HUD CHAS Data based on 2016-2020 ACS <br />Figure 59, Figure 60, Figure 61, and Figure 62 show concentrations of cost burden by tract in <br />Santa Ana. High rates of cost burdened owner occupied tracts are located southeast of the <br />downtown in the vicinity of the intersection of Grand and Edinger Avenues as well as north of <br />downtown in the vicinity of Main and 17th St. While large portions of the area in the vicinity of <br />Grand and Edinger Avenues are industrial, there are residential uses in the census tracts along <br />the western edge of the concentration of cost burden. Concentrations of cost burdened renter - <br />occupied tracts are located in the northeast area of the city bordering the cities of Garden Grove <br />and Orange. Another area of cost burden concentration is along the southern boundary, north of <br />the South Coast Plaza regional mall in Costa Mesa. Owner -occupied cost burdened tracts are <br />more dispersed throughout the city, but almost all renter occupied tracts in Santa Ana are cost <br />burdened. <br />Santa Ana has a large population of foreign -born residents - 42 percent of the city's population is <br />foreign born compared to 30 percent countywide (2017-2021 ACS). Research shows that many <br />immigrant households, particularly those with limited English skills, earn lower incomes than later <br />generations. This increases the difficulty of finding adequate and affordable housing and <br />exacerbates cost burden. Community members have expressed that difficulty in finding adequate <br />and affordable housing is compounded for residents who are undocumented because many <br />housing assistance programs require proof of legal residency. <br />