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$2,000,000 per occurrence and $4,000,000 in the aggregate. Umbrella and excess insurance
<br />policies can be used to meet the required limits.
<br />2. Automobile Liability (AL). Insurance Services Office Form CA 0001 covering Code 1(any
<br />auto), with combined single limit no less than $1,000,000.
<br />3. Workers' Compensation (WC). As required by the State of California, with statutory limits,
<br />and Employers' Liability insurance with a limit of no less than $1,000,000 per accident, policy,
<br />employee for bodily injury or disease.
<br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or claim,
<br />and $2,000,000 aggregate.
<br />These insurance requirements shall not in any way act to reduce coverage that is broader or includes higher
<br />limits than the minimums shown above. If Contractor maintains broader coverage and/or higher limits
<br />than the minimums shown above, City shall be entitled to the broader coverage and/or the higher limits
<br />maintained by Contractor. Insurance provided under this contract shall not contain any restrictions or
<br />limitations which are inconsistent with City's rights under this contract.
<br />Self -Insured Retentions
<br />Self -insured retentions must be declared to and approved by City. At the option of City, Contractor shall
<br />cause its insurer(s) to reduce or eliminate such self -insured retentions as respects City; or Contractor shall
<br />provide a financial guarantee satisfactory to City guaranteeing payment of losses and related
<br />investigations, claim administration, and defense expenses.
<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br />1. City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers are to be
<br />covered as additional insureds on Contractor's CGL and AL policies with respect to liability arising out
<br />of work operations performed by or on behalf of Contractor including materials, parts, and equipment
<br />furnished in connection with such work or operations and automobiles owned, leased, hired, or borrowed
<br />by or on behalf of Contractor. Additional insured status can be provided in the form of an endorsement to
<br />Contractor's insurance.
<br />2. For any claims related to this project, Contractor's insurance coverage shall be primary insurance
<br />coverage as respects City of Santa Ana, its City Council, officers, officials, employees, agents, and
<br />volunteers. Any insurance or self-insurance maintained by City of Santa Ana, its City Council, officers,
<br />officials, employees, agents, or volunteers shall not contribute with it.
<br />3. A severability of interest provision must apply for all the additional insureds, ensuring that Contractor's
<br />insurance shall apply separately to each insured against whom a claim is made or suit is brought, except
<br />with respect to the insurer's limits of liability.
<br />4. Contractor hereby grants to City a waiver of subrogation which any insurer of said Contractor may
<br />acquire against City of Santa Ana, its City Council, officers, officials, employees, agents and volunteers"
<br />by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any endorsement(s)
<br />that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether
<br />or not City has received a waiver of subrogation endorsement from any insurer(s).
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