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2. Medical Expenses......................................................................................................................... <br />B. Exclusions........................................................................................................................................... <br />1. Applicable to Business Liability Coverage................................................................................ <br />2. Additional Exclusions Applicable only to Personal and Advertising Injury ........................... <br />3. Additional Exclusions Applicable to Medical Expenses Coverage Only ................................ <br />4. Additional Exclusions Applicable to Both Business Liability Coverage and Medical <br />Expenses Coverage — Nuclear Energy Liability Exclusion .................................................... <br />C. Who is an Insured............................................................................................................................... <br />D. Liability and Medical Expenses Limits of Insurance...................................................................... <br />E. Liability and Medical Expenses General Conditions...................................................................... <br />1. Bankruptcy.................................................................................................................................... <br />2. Duties in the Event of Occurrence, Offense, Claim or Suit ...................................................... <br />3. Legal Action Against Us............................................................................................................... <br />4. Separation of Insureds................................................................................................................. <br />F. Liability and Medical Expenses Definitions..................................................................................... <br />SECTION III — COMMON POLICY CONDITIONS (APPLICABLE TO SECTION I — PROPERTY AND <br />SECTION II — LIABILITY) <br />A. Cancellation........................................................................................................................................ <br />B. Changes............................................................................................................................................... <br />C. Concealment, Misrepresentation or Fraud...................................................................................... <br />D. Examination of Your Books and Records........................................................................................ <br />E. Inspections and Surveys................................................................................................................... <br />F. Insurance Under Two or More Coverages........................................................................................ <br />G. Liberalization...................................................................................................................................... <br />H. Other Insurance.................................................................................................................................. <br />I. Premiums.............................................................................................................................................. <br />J. Premium Audit..................................................................................................................................... <br />K. Transfer of Rights of Recovery Against Others to Us.................................................................... <br />L. Transfer of Your Rights and Duties Under This Policy................................................................... <br />61 <br />62 <br />62 <br />68 <br />69 <br />70 <br />71 <br />72 <br />73 <br />73 <br />73 <br />73 <br />73 <br />74 <br />77 <br />78 <br />78 <br />78 <br />78 <br />78 <br />79 <br />79 <br />80 <br />80 <br />80 <br />81 <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 3 of 81 <br />