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<br />..' m ~i;'R. 6.200" <br />"' <br />0 <br /> <br />'--" <br /> <br />- <br />- <br />-= <br />- <br />- <br />- <br />- <br />- <br />¡¡¡¡¡¡¡¡¡¡ <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />IIIìIiïI <br />.- <br />- <br />- <br />..- <br />- <br />==- <br />- <br />iiiIiiiiiIi <br /> <br />,~/ <br /> <br />3:28PM <br /> <br />§ <br /> <br />" <br />" <br /> <br />Pollution injury or dilmBge. We won't cover <br />injury or damage or medical expenses that <br />result from pollution at, on, in, or from any: <br />. protected person's premises; <br />. waste site; or <br />. protected person's work site. <br /> <br />0 <br />0 <br /> <br />.... <br />§ <br /> <br />Nor will we cover injury or damage or <br />medical expenses that result from pollution <br />involving any waste pollutant. <br /> <br />But we won't 2Ipply this exclusion to bodily <br />injUry, property d2lmage, or medical expenses <br />that result from: <br />. building heating equipment fumes, smoke, <br />soot, or vapors; <br />. contractor or service work materials <br />fumes. gases, or vapors; <br />. hostile fire heat. fumes, or smoke; or <br /> <br />. mobile equipment operating fluids. <br /> <br />H <br />'" <br />" <br /> <br />"' <br />. <br /> <br />'" <br />If) <br />II' <br />!:! <br />0> <br />0 <br />" <br />0 <br />2! <br />0 <br />"' <br />.... <br />.. <br />0 <br />0 <br />" <br /> <br />Nor will we apply this exclusion to: <br />. bodily injury or property damage that <br />results from your products or your <br />completed work, other than waste products <br />or completed work; or <br />. premises damage that results from fire. <br /> <br />* <br /> <br />Pollution me2lns any actual, alleged, or <br />threatened discharge, dispersal, escape, <br />migration, release, or seepage of any <br />pollutant. <br /> <br />Pollutant means any solid, liquid, gaseous, <br />or thermal irritant or contaminant, including: <br /> <br />. smoke, vapors, soot, fumes; <br />. acids, "Ik"lis. chemic"ls; "nd <br />. waste. <br /> <br />Waste includes materials to be recycled. <br />reconditioned, or reclaimed. <br /> <br />Prot~cted persorts premises means any <br />premises. site, or location that is or w"s at <br />any time owned, rented. leased, borrowed, <br />or occupied by "ny protected person. For <br />example: <br /> <br />You sold an office building two years ago. <br />It contains asbestos ceiling tile that <br />released asbestos into the air while you <br />owned it. A former tenant now sues you <br />for bodily injury that allegedly resulted <br /> <br />\-f..(¿1. (J. ". .?~ NO.293 <br />ì'76 !'J IS ,I <br /> <br />P.26/31 <br /> <br />TheSlHluI <br /> <br />from the release of that asbestos. We <br />wOOt cover such injury. <br /> <br />Another example: <br /> <br />You own an apartment building, Its <br />woodwork is finished with paint that <br />contains lead. Two of your renters sue you <br />for bodily injury to their children allegedly <br />caused ITy the lead in that paint. The <br />children supposedly consumed the lead by <br />eating chips of the paint from the window <br />sills in their apartments. We won't cover <br />such Injury. <br /> <br />But we won't consider" premises, site, or <br />location tha~ isn't owned, rented. leased, <br />borrowed. or occupied by you to be a <br />protected person's premises in connection <br />with pollution that results from your work <br />being performed there. For example: <br /> <br />You are hired by the owner of a premises <br />to perform work there. The premises <br />owner requires you to provide it with <br />insurance protection for that work. We do <br />so with an additional protected person <br />endorsement under this agreement. Your <br />work being performed on that premises <br />causes pollution injury or damage to <br />happen there. Even though that premises Is <br />owned by an additional protected person. <br />we wortt consider that premises to be a <br />protected person's premises for purposes of <br />determining your coverage. or the premises <br />owner's coverage. for that injury or damage <br />under this agreement. <br /> <br />Waste site means any premises. site. or <br />location that is or was at any time used by <br />or for any protected person or others for <br />the handling, storage, disposal, processing, <br />or treatment of waste. For example: <br /> <br />For several years waste generated by your <br />manufacturing business was disposed of in <br />a landfill owned by others. The landfill <br />was closed two years ago. Nearby <br />residents now allege that they're being <br />injured by the waste from there. We <br />wOOt cover such injury. <br /> <br />Protected person's work site means any <br />premises, site, Or location "t. on. or in <br />which work is being performed by or for <br />any protected person when: <br /> <br />47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement <br />cSt.Paul Fire end Marine Insurance Co. 2001 All Rights Reserved <br /> <br />Page 23 of 28 <br />