APPRISS INC. f/n/a VINE COMPANY 1A - 2002

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~F!R. 6.2004 3:26PM 1IIISrRIul installed by you, wtill apply the exclusion to property damage to your completed work done by you. We explain the terms your products and your completed work in the Products and completed work total limit section. Deliberately breaking the law. We won't cover personal injury or advertising injury that results from: . the protected person knowingly breeking any criminal law; or . any person or organization breaking any crlmlnel law with the consent or knowledge of the protected person. Employers liabllily. We won't cover bodily injury to an employee of the protected person arising out of and In the course of his or her: . employment by the protected person: or . performance of duties related to the conduct of the protected person's business. Nor will we cover bodily injury to the spouse, or any child, parent, brother, or sister, of that employee if such bodily injury results from the bodily injury to such employee. We'll apply this exclusion whether the protected person may be held liable as an employer or In any other capacity, such as a property owner or product manufl'lcturer. For example: You manufacture laser systems. Your employee Is Injured while testing your product. rhat employee receives workers compensation benefits. If the employee later sues you In your capacity as a manufacturer, alleging that the injury happened because your product was defective, we wortt protect you. We'll II/SO apply this exclusion to any obligation of the protected person to share damages with or repay someone else who must pay daml'lges because of bodily injury to any employee of the protected person. For example: Your employee is Injured in an injection molding machine accident. That employee NO. 293 P.21/31 receives workers compensation benefits. Later. the employee sues the manufacturer of the injection molding machine alleging that the injury happened bec¡¡¡use it didn't hwe enough gu¡¡¡rding devices on it. If the manufacturer in turn sueS you, alleging that your faulty maintenance of the machine. not the lack of guarding devices, resulted in the employee's injury, we won't proter;t you. But we won't apply this exclusion to the liability of another to pay damages for bodily injury If you have assumed such liability under a covered contract made before the bodily injury happens. We expl!!in the terms; . covered contract in the Contract liability exclusion; and . employee in the Employees and volunteer workers section. Employment-related practices. We won't cover person!!1 injury to any protected person's employee, prospective Or former employee, leased temporary worker. or independent contractor that results from any employment-related practices. For example: You terminate an employee for falsifying business travel expenses. You explain the reason for the termination of that employee to one of your customers. If your former elT/plcryee later sues you for slander. we wadt protect you. Nor will we cover personal injury to ths spouse Or any child, parent. brother, or sister of that persor! if such personal injury results from any employment-related practices. We'll apply this exclusion to any obligation of the protected person to share damages with or to repay someone elss who must pay damages for personal injury that results from any employment-rel!!ted practices. Independent contractor means any person who is not your employee. but who performs duties related to the conduct of your business in the course of that person's independent employment in accordance with a contract between you and that person for specified services. '~ ;J..o/;>ù 47150 Rev. 7-01 Printed In U.S.A. !'aOR H! nf 'A "'~<::. I'~"I "IrA An" ""'rl~A '~~"rA"~A t"- "nn, A" "'_...~ ..----..-..