APPRISS INC. f/n/a VINE COMPANY 1A - 2002

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3: 27PM . ~ ,"I;'R. 6.2004 to " " 8 '-_/ - ~ - .. .- - - ... -- - - !!i::iiiiI!IIi - - - -- i iiiiiii I ¡¡¡¡ .= ¡¡¡¡ - -'---' u u Employment-related practices means; . refusal to employ; . termination of employment; or . other employment-related act, omission, policy, or practice, such as coercion, libel Or slander, demotion, discipline, discrimination, evaluation, harassment, humiliation, reassignment, or violation of a person's right of privacy. 0 0 .... 8 " ~ " " :Ii . We explain the terms employee and leased temporary worker in the Employees and volunteer workers section. m .. '" !:! .. " ~ " 8 "' .... N 0 0 u Expected or intlQded bodily Illjury or property damage. We won't cover bodily injury or property damage that's expected or intended by the protected person. Nor will we cover medical expenses that result from such bodily injury. But we won't apply this exclusion to bodily injury, property damage, or medical expenses that result from the use of reasonable force to protect people or property. Fllse material. We won't cover personal injury or advertising injury that results from false material that: . was made known by or for the protected person; and . the protected person knew was false when it Was made known. Impaired pro~erty. We won't cover property damage to Impaired property, or to property that isn't physically damaged, that results from: . your products that are faulty Or dangerous; . your completed work that is faulty or dangerous; or . a delay or failure in fulfilling the terms' of a contract or agreement. But we won't apply this exclusion to the loss of use of property, other than your products or your completed work. that results from sudden and accidental physical damagl! to: . your products after they've been put to their intended use; or . your completed work after it has been put to its intended use. NO. 293 P.22/31 1heStRIlIl For example: You supply an electric motor to a customer who uses it to power his conveyor. The motors shaft breaks several days later while he's operating the conveyor. The conveyor isn't damaged, but your customer has extra costs because htls unable to use it until the motor is repaired. If he sutJ$ you to recover those costs. we won't apply the exclusion. However, if the customer discovers while hooking the motor up to the conveyor that the motor's shaft ;s broken, we won't protect you. Impaired property means tangible property, other than your products or your completed work, that can be restored to use by nothing more than; . an adjus~ment. repair, replacement, or removal of your products, or your completed work, that forms a part of such tangible property; or . your fulfilling the terms of a contract or agreement. We explain the terms your products and your completed work In the Products and completed work total limit section. Intellectull properly. We won't cover injury or damage or medical expenses that result from any actual or alleged infringement or violation of any of the following rights or laws: . Copyright. . Patent. . Trade dress, . Trade name. . Trade secret. . Trademark. . Other intellectual property rights or laws. Nor will we cover any other injury or damage or medical expenses alleged in a claim or suit that also alleges any such infringement or violation. But we won't apply this exclusion to bodily injury or property damage that results from your products or your completed work. ~ ~èl/3<' 47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement @St.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved Page 19 of 28