APPRISS INC. f/n/a VINE COMPANY 1B - 2003

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" ,"I;"R. 6. 200.1 3: 26PM 1hISrRIul installed by you, we'll apply the exclusion to property damage to your completed work done ÚJI you. We explain the terms your products and your completed work in the Products and completed work total limit section, DeUber.ts'v breaking the law. We won't cover personal injury or advertising injury that results from: . the protected person knowingly' breaking any criminal law; Or . any person or organization breaking any criminal law with the consent or knowledge of the protected person, emplovBrs liability, We won't cover bodily injury to an employee of the protected person arising out of and In the course of his or her: . employment by the protected person: or . performance of duties related to the conduct of the protected person's business. Nor will we COVer bodily injury to the spouse, or any child. parent, brother, or sister, of that employee if such bodily injury results from the bodily injury to such employee. We'll apply this exclusion whether the protected person may be held liable as an employer or In any other capacity, such as a property owner or product manufacturer, For example: You manufacture laser systems. Your employee Is injured while testing your product. That employee receives workers compensation benefits. If the employee later sues you In your capacity as a manufacturer, allegIng that the injury happened because your product was defective, we wortt pratect you, We'll .'so apply this exclusion to any obligation of the protected person to shllre damages with or repay someone else who must pay damages because of bodily Injury to any employee of the protected person. For exllmple: Your employee is injured In an injection molding machine accident. That employee NO. 293 P.21/31 receives workers compensi1t;on benefits. Later, the employee sues the manufacturer of the injection molding machine alleging that the injury happened because it didn't have enough guarding devIces on it. If the manufacturer in turn sues you, alleging that your faulty maintenance of the machine. not the lack of guarding dwkes, resulted in the employee's injury, we won't protect you. But we won't IIpply this exclusion to the liability of another to pay damages for bodily injury If you hllve assumed such liability under a covered contract made before the bodily injury happens. We expl!lin the terms: . covered contract in the Contract liability exclusion; and . employee in the Employees and volunteer workers section. Employment-related practices, We won't cover personal injury to any protected person's employee, prospective or former employee, leased temporary worker, or independent contractor that results from any employment-related practices, For e¡o;ample: You terminate an employee for falsifying business travel expenses. You explain the reason for the termination of that employee to one of your customers. If your former empluyee later sues you for slander, we wont protect you. Nor will we cover persortal injury to the spouse or IIny child, parent, brother, or sister of that person if such personal injury results from any employment-related practices. We'll apply this exclusion to any obligation of the protected person to share damages with or to repay someone else who must pay damages for personal injury that results from any employmant-related practices. Independent contractor means any person who is not your employee, but who performs duties related to the conduct of your business in the course of that person's independent employment in accordance with a contract between you and thBt person for specified services, ~ ;¿eJ/JO 47150 Rev. 7-01 Printed In U,S,A. PøCA ,A nf 7R ...0::.10...1 I';'A .n~ I\1IA';..." ,....",_h~.. ('... 0)"..., All C"-".. D_~__.._..