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<br />3:27PM <br /> <br />, :¡ ¡;1fR. 6.200.1 <br />.. <br />'" <br />8 <br /> <br />"--,,' <br /> <br />- <br />--- <br />- <br />I!!i!!!!!!!!! <br />- <br />.. <br />- <br />¡¡¡¡¡¡¡¡¡¡ <br />- <br />... <br />-. <br />..- <br />- <br />- <br />- <br />!ii:!ii!i!iiá! <br />- <br />- <br />- <br />- <br />- <br />iiiiiiiiiiiiiii <br />¡¡¡¡¡¡¡¡; <br />- <br />- <br />- <br />- <br />¡¡¡¡ <br />- <br /> <br />- <br /> <br />u <br />u <br /> <br />Employment-related practices me~ns; <br /> <br />. refusal to employ; <br />. termination of employment; or <br />. other employment-related act. omission. <br />policy, or practice. such as coercion. libel <br />or sl~nder. demotion, discipline. <br />discrimination, evaluation, harassment. <br />humiliation, reassignment. or violation of a <br />person's right of privacy. <br /> <br />" <br />0 <br /> <br />l- <br />S <br />a <br /> <br />~ <br /> <br />" <br />0 <br />iIÍ <br /> <br />We explain the terms employee and leased <br />temporary worker in the Employees ~nd <br />volunteer workers section. <br /> <br />'" <br />~ <br />~ <br />'" <br />a <br />~ <br /> <br />Expected or ¡ntBoded bodily I"Jury or property <br />damage. We won't cover bodily injury or <br />property damage that's expected or intended <br />by the protected person, <br /> <br />0 <br />8 <br />OJ <br />.... <br />" <br />0 <br />0 <br />u <br /> <br />Nor will we cover medical expenses that <br />result from such bodily injury. <br /> <br />But we won't apply this exclusion to bodily <br />injury, property damage. or medical expenses <br />that result from the use of reasonable force <br />to protect people or property. <br /> <br />FalsB material, We won't cover personal <br />injury or advertising injury that results from <br />false material that: <br /> <br />. was made known by or for the protected <br />person; and <br />. the protected person knew was false when <br />it was made known. <br /> <br />Impaired pro~erty. We won't cover property <br />damage to Impaired property, or to property <br />th~t isn't physically damaged, that results <br />from; <br />. your products that are faulty Or dangerous; <br />. your completed work that is f~ulty or <br />dangerous; or <br />. a del~y or failure in fulfilling the terms' of <br />a contract or ~greement, <br /> <br />But we won't ~pply this exclusion to the <br />loss of use of property, other than your <br />products or your completed work, that <br />results from sudden and accidental physical <br />damage to: <br /> <br />. your products after they've been put to <br />their intended use; or <br />. your completed work ~fter it has been put <br />to its intended use. <br /> <br />NO.293 <br /> <br />P.22/31 <br /> <br />1heStIllUl <br /> <br />For example: <br /> <br />You supply an electric motor to a customer <br />who uses it to power his conveyor. The <br />motor's shaft breaks several days later <br />while he's operating the conveyor. The <br />conveyor isrit damaged. but your customer <br />has extra costs because he's unable to use <br />it until the motor is repaired. If he sues <br />you to recover those costs. we won't apply <br />the exclusion. However. if the customer <br />discovers while hooking the motor up to <br />the conveyor that the motor's shaft is <br />broken. we worit protect you. <br /> <br />Impaired property means tangible property, <br />other than your products or your completed <br />work. that can be restored to use by nothing <br />more th~n: <br />. an adjus~ment, repair, replacement, or <br />removal of your products, or your <br />completed work. th~t forms eo part of such <br />tangible property; or <br />. your fulfilling the terms of a contract or <br />~greement. <br /> <br />We expl~in the terms your products and <br />your completed work In the Products and <br />completed work total limit section. <br /> <br />InteUectul1 property, We won't cover injury or <br />damage or medical expenses that result from <br />~ny IIctu~1 or alleged infringement or <br />violation of ~ny of the following rights or <br />laws; <br /> <br />. Copyright. <br /> <br />. Patent. <br /> <br />. Trade dress, <br />. Trade name, <br /> <br />. Trade secre~. <br />. Trademark, <br /> <br />. Other intellectual property rights or lews. <br /> <br />Nor will we cover any other injury or <br />dam~ge or medical expenses alleged in II <br />claim or suit ~hat also alleges any such <br />infrinfi ement or violation. <br /> <br />But we won't apply this exclusion to bodily <br />injury or property damage th~t results from <br />your products or your completed work, <br /> <br />~ ,:' ¡b <' <br /> <br />47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement <br />OSt.Paul Fire and Marine Insurence Co, 2001 All Rights Reserved <br /> <br />Page 19 of 28 <br />