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<br />BUSINESS LIABILITY COVERAGE FORM
<br />
<br />(ii) "Bodily injury" or "property
<br />damage" sustained within a
<br />building and caused by the
<br />release of gases, fumes or
<br />vapors from materials brought
<br />into that building in connection
<br />w~h operations being performed
<br />by you or on your behalf by a
<br />contractor or subcontractor; or
<br />
<br />(iii) "Bodily injury" or "property
<br />damage" arising out of heat,
<br />smoke or fumes from a
<br />"hostile fire".
<br />
<br />(e) At or from any premises, site or
<br />location on which any insured or
<br />any contractors or subcontractors
<br />working directly or indirectly on
<br />any insured's behalf are
<br />performing operations if the
<br />operations are to test for, monitor,
<br />clean up, remove, contain, treat,
<br />detoxify or neutralize, or in any
<br />way respond to, or assess the
<br />effects of, "pollutants".
<br />
<br />(2) Any loss, cost or expense arising out
<br />of any:
<br />
<br />(a) Request, demand, order or
<br />statutory or regulatory requirement
<br />that any insured or others test for,
<br />monitor, clean up, remove,
<br />contain, treat, detoxify or
<br />neutralize, or in any way respond
<br />to, or assess the effects of,
<br />"pollutants"; or
<br />
<br />(b) Claim or suit by or on behalf of a
<br />governmental authority for
<br />damages because of testing for,
<br />monitoring, cleaning up, removing,
<br />containing, treating, detoxifying or
<br />neutralizing, or in any way
<br />responding to, or assessing the
<br />effects of, "pollutants".
<br />
<br />However, this paragraph does not
<br />apply to liability for damages because
<br />of "property damage" that the insured
<br />would have in the absence of such
<br />request, demand, order or statutory or
<br />regulatory requirement, or such claim
<br />or "suit" by or on behalf of a
<br />governmental authority.
<br />
<br />g. Aircraft, Auto or Watercraft
<br />
<br />"Bodily injury" or "property damage" arising
<br />out of the ownership, maintenance, use or
<br />entrustment to others of any aircraft, "auto"
<br />or watercraft owned or operated by or
<br />
<br />rented or loaned to any insured. Use
<br />includes operation and "loading or
<br />unloading",
<br />
<br />This exclusion applies even if the claims
<br />against any insured allege negligence or
<br />other wrongdoing in the supervision,
<br />hiring, employment, training or monitoring
<br />of others by that insured, if the
<br />"occurrence" which caused the "bodily
<br />injury" or "property damage" involved the
<br />ownership, maintenance, use or
<br />entrustment to others of any aircraft,
<br />"auto" or watercraft that is owned or
<br />operated by or rented or loaned to any
<br />insured.
<br />
<br />This exclusion does not apply to:
<br />
<br />(1) An aircraft that is:
<br />
<br />(a) Hired, chartered or loaned with a
<br />paid crew; but
<br />
<br />(b) Not owned by any insured;
<br />
<br />(2) A watercraft while ashore on premises
<br />you own or rent; or
<br />
<br />(3) A watercraft you do not own that is:
<br />
<br />(a) Less than 51 feet long; and
<br />
<br />(b) Not being used to carry persons
<br />for a charge.
<br />
<br />This provision (3) applies to any
<br />person who, with your expressed or
<br />implied consent either uses or is
<br />responsible for use of a watercraft.
<br />
<br />Provisions under paragraphs (1) and (3) of
<br />this Exclusion g. do not apply if the insured
<br />has any other insurance for "bodily injury" or
<br />"property damage" liability that would also be
<br />covered under those provisions, whether the
<br />other insurance is primary, excess,
<br />contingent or on any other basis. In that
<br />case, provisions (1) and (3) above do not
<br />provide any insurance.
<br />
<br />(4) Parking an "auto" on, or on the ways
<br />next to, premises you own or rent,
<br />provided the "auto" is not owned by or
<br />rented or loaned to you or the insured;
<br />
<br />(5) Uability assumed under any "insured
<br />contract" for the ownership,
<br />maintenance, or use of aircraft or
<br />watercraft; or
<br />
<br />(6) "Bodily injury" or "property damage"
<br />arising out of the operation of any of
<br />the equipment listed in Paragraphs
<br />f.(2) or f.(3) of the definition of "mobile
<br />equipment" .
<br />
<br />h. Mobile Equipment
<br />
<br />Page 6 of 20
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<br />Form SS 00 08 04 01
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