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<br />BUSINESS LIABILITY COVERAGE FORM
<br />
<br />i.
<br />
<br />"Bodily injury" or "property damage" arising
<br />out of:
<br />
<br />(1) The transportation of "mobile
<br />equipment" by an "auto" owned or
<br />operated by or rented or loaned to any
<br />insured; or
<br />
<br />(2) The use of "mobile equipment" in, or
<br />while in practice or preparation for, a
<br />prearranged racing, speed or
<br />demolition contest or in any stunting
<br />activity,
<br />
<br />War
<br />
<br />"Bodily injury" or "property damage" due to
<br />war, whether or not declared, or any act or
<br />condition incidental to war. War includes
<br />civil war, insurrection, rebellion or
<br />revolution,
<br />
<br />This exclusion applies only to liability
<br />assumed under a contract or agreement.
<br />
<br />Professional Services
<br />"Bodily injury", "property damage" or
<br />"personal and advertising injury" due to the
<br />rendering of or failure to render any
<br />professional service. This includes but is
<br />not limited to:
<br />
<br />(1) Legal, accounting or advertising
<br />services;
<br />
<br />(2) Preparing, approving, or failing to
<br />prepare or approve maps, shop
<br />drawings, opinions, reports, surveys,
<br />field orders, change orders, designs or
<br />drawings and specifications;
<br />
<br />(3) Supervisory, inspection, architectural
<br />or engineering activities;
<br />
<br />(4) Medical, surgical, dental, x-ray or
<br />nursing services or treatment;
<br />
<br />(5) Any health service or treatment;
<br />
<br />(6) Any cosmetic or tonsorial service or
<br />treatment;
<br />
<br />(7) Optical or hearing aid services
<br />including prescribing, preparation,
<br />fitting, demonstration, or distribution of
<br />ophthalmic products or hearing aid
<br />devices;
<br />
<br />(8) Optometric services including but not
<br />limited to examination of the eyes and
<br />prescribing of ophthalmic lenses and
<br />exercises;
<br />
<br />(9) Ear piercing services:
<br />
<br />(10) Services in the practice of pharmacy.
<br />
<br />(11) Computer consulting, design or
<br />programming services, including web
<br />site design.
<br />
<br />Paragraphs (4) and (5) of this exclusion do
<br />not apply to Incidental Malpractice
<br />coverage afforded under paragraph 4, in
<br />Section A. - COVERAGE.
<br />
<br />k. Damage to Property
<br />
<br />"Property damage" to:
<br />
<br />(1) Property you own, rent or occupy,
<br />including any costs or expenses
<br />incurred by you, or any other person,
<br />organization or entity, for repair,
<br />replacement, enhancement,
<br />restoration or maintenance of such
<br />property for any reason, including
<br />prevention of injury to a person or
<br />damage to another's property;
<br />
<br />(2) Premises you sell, give away or
<br />abandon, if the "property damage"
<br />arises out of any part of those
<br />premises;
<br />
<br />(3) Property loaned to you;
<br />
<br />(4) Personal property in care, custody or
<br />control of the insured:
<br />
<br />(5) That particular part of real property on
<br />which you or any contractor or
<br />subcontractor working directly or
<br />indirectly on your behalf is performing
<br />operations, if the "property damage"
<br />arises out of those operations; or
<br />
<br />(6) That particular part of any property
<br />that must be restored, repaired or
<br />replaced because "your work" was
<br />incorrectly performed on it.
<br />
<br />Paragraphs (1), (3) and (4) of this
<br />exclusion do not apply to "property
<br />damage" (other than damage by fire) to
<br />premises, including the contents of such
<br />premises, rented to you for a period of 7 or
<br />fewer consecutive days. A separate Limit
<br />of Insurance applies to Damage To
<br />Premises Rented To You as described in
<br />Section D. - LIMITS OF INSURANCE.
<br />
<br />Paragraph (2) of this exclusion does not
<br />apply if the premises are "your work" and
<br />were never occupied, rented or held for
<br />rental by you.
<br />
<br />Paragraphs (3) and (4) of this exclusion do
<br />not apply to the use of elevators,
<br />
<br />Paragraphs (3), (4), (5) and (6) of this
<br />exclusion do not apply to liability assumed
<br />under a sidetrack agreement.
<br />
<br />Paragraph (4) of this exclusion does not
<br />apply to "property damage" to borrowed
<br />equipment while not being used to perform
<br />operations at a job site.
<br />
<br />j.
<br />
<br />Form 55 00 08 04 01
<br />
<br />Page 7 of 20
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