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<br />19. City agrees that receipt of the Transaction Draft by PRI and the making of an appropriate credit to <br />City shall constitute payment to City for merchandise or services furnished by City to or for the account <br />of the Cardholder. After an appropriate credit is made, City shall not make any claim against or receive <br />payment ftom any person with respect to the same Sales transaction, unless PRI thereafter revokes its <br />receipt in accordance with Section 8 of these Additional Terms and Conditions. <br /> <br />20. City shall establish and maintain a fair policy for the adjustments on services. <br /> <br />21. City agrees to pay PRI any Application Fee that may be in effect at the time of this Agreement. The <br />amount of this fee, if any, is specified in the City Bank Card Application and Agreement and is <br />nonrefundable. <br /> <br />22. City represents and warrants to PRI that all information set forth in this Agreement, including all of <br />the information provided to PRI as part of City's City Bank Card Application and Agreement, is true <br />and complete. City covenants and warrants that all additional materials that City may submit to PRI in <br />the future with respect to the Program shall be true and complete. City acknowledges that PRI, as part <br />ofthe approval and retention process, has relied and will rely on information and materials submitted <br />by City, including for the purpose of credit analysis, because City's credit standing is an integral part of <br />the economic basis for this Agreement. City agree to promptly notify PRI in writing of any changes that <br />may occur ftom time to time regarding any such information and materials. <br /> <br />23. Disclosure of Information. City shall not, under any circumstances, disclose any Cardholder's <br />name, Cardholder's account information, or other personal information in the form of imprinted <br />Transaction Drafts and Credit Vouchers, copies of imprinted Transaction Drafts and Credit Vouchers, <br />mailing lists, tapes, or other media obtained in connection with any Bank Card Transaction to any <br />person or Entity other than PRI, except as specifically required by law or the express terms of this <br />Agreement. City shall store all media containing Cardholder names, Cardholder account information, <br />and other personal information, as well as Bank Card imprints (such as Transaction Drafts and Credit <br />Vouchers, auto rental agreements, and carbons) in an area limited to selected personnel and, prior to <br />discarding any such information, destroy it in a manner that renders the data unreadable. <br /> <br />24. Refinancing of Previously Existing Obligations. City shall not deposit any Transaction Draft that <br />represent the refinancing of an existing obligation of a Cardholder, including any obligation (a) <br />previously owed to City; (b) arising from the dishonor of the Cardholder's personal check; or (c) <br />representing the collection of any other preexisting obligation. <br /> <br />25. Re-depositing of Bank Card Transactions. City shall not re-deposit any Sales Draft that has been <br />previously charged back and not re-presented. This subsection applies to Bank Card Transactions <br />processed with or without the Cardholder's permission. <br /> <br />26.Fraudulent Transactions. City shall not present any records of Bank Card transactions that City <br />know or should know to be fraudulent or not authorized by the Cardholder. For purposes of this Section <br />and any other part of this Agreement, City shall be responsible and liable for the actions of City's <br />employees. <br /> <br />12 <br />