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<br />The Umits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any re- <br />maining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, <br />unless the policy period is extended atter issuance for an additional period of less than 12 months. In that case, the addi- <br />tional period will be deemed part of the last preceding pariod for purposes of determining the Umlts of Insurance. <br /> <br />SECTION IV - COMMERCIAL GENERAL <br />L1ABIUTY CONDITIONS <br /> <br />1, Bankruptcy <br /> <br />Bankruptcy or insolvency of the insured or at the insured's eslate will not relieve us of our obligatons under this <br />Coverage Part. <br /> <br />2. Duties In The Event Of Occurrence, Offense, Claim Or Suit <br /> <br />a. You must see to it that we are notified as soon as practicable of an "occurrence" or an offense which may <br />result in a claim. To the extent possible, notice should include: <br /> <br />(1) How, when and where the "occurrence" or offense took place; <br /> <br />(2) The names and addresses of any injured persons and witnesses; and <br /> <br />(3) The nature and location of any injury or damage arising out of the "occurrence" or offense. <br /> <br />b. If a claim is made or "suit" is brought against any insured, you must: <br /> <br />(1) Immediately record the specifics of the claim or "suit" and the date received; and <br /> <br />(2) Notify us as soon as practicable. <br /> <br />You must see to it that we receive written notice of the claim or "suit" as soon as practicable. <br /> <br />c. You and any other involved insured must: <br /> <br />(1) Immediately send us copies of any demands, notices, summonses or iegal papers received in con- <br />nection with the claim or "su~": <br /> <br />(2) Authorize us to obtain records and other information; <br /> <br />(3) Cooperate with us in the investigaton or settlement of the claim or defense against the "suif'; and <br /> <br />(4) Assist us, upon our request, in the enforcement of any right against any person or organization which <br />may be liable to the insured because of injury or damage to which this insurance may also apply. <br /> <br />d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation, or incur <br />any expense, other than for first aid, vvithout our consent. <br /> <br />3. Legal Action Against Us <br /> <br />No person or organization has a right under this Coverage Part <br /> <br />a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or <br /> <br />b, To sue us on this Coverage Part unless all of its terms have been fully complied with. <br /> <br />A person or organization may sue us to recover on an agreed settlement or on a final judgment against an in- <br />sured obtained after an actual trial; but we wiil not be liable for damages that are not payable under the terms of <br />this Coverage Part or that are in excess of the applicable Iim~ ot insurance. An agreed settlement means a settle- <br />ment and release of Iiabil~ signed by us, the insured and the claimant or the claimanfs legal representative. <br /> <br />4, Other Insurance <br /> <br />If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or 8 of <br />this_G.QlI.e[agaP-"rt~our obligations are limited as follows: <br />I _.----- _______. <br />I C~- a, Primary Insurance..) <br /> <br />'\0 I This insurance is primary except when b, below applies. If this insurance is primary, our obligations are not <br />>" , affected unless any of the other insurance is also primary. Then, we will share w~ all that other insurance <br />~ ! by the method described in c, below. <br /> <br />b. Excess insurance <br /> <br />, <br /> <br />This insurance is excess over: <br />(1) Any of the other insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builders Risk, Installation Risk or similar coverage for "your work"; <br />(b) That is Fire insurance for premises rented to you or temporarily occupied by you with permission <br />of the owner; <br /> <br />CG 00 01 07 98 <br /> <br />Copyright, Insurance Services Office, Inc" 1997 <br /> <br />COMMERCIAL GENERAL LIABILITY <br />P"f'I'" Q ", 1..1 <br />