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<br />. <br />.. <br /> <br />, 8F.'R. 6.2Ø04 <br /> <br />3' 26PM <br /> <br />1III8tIhuI <br /> <br />Installed by you. we'll apply the exclusion <br />to property damage to your completed <br />work done by you. <br /> <br />We expleln the terms your products emd <br />your completsd Work in the Products and <br />completed work total limit section. <br /> <br />Dellber.te/v breaking the law. We won't Cov.r <br />psrsonal Injury or advertising in/ury thet <br />resufts from: <br /> <br />. the protect.d person knowIngly' br.eklng <br />any crIminal law; Or <br /> <br />. any person or orgllf1¡zatlon br8llklng any <br />c:rlmlnal law with the consent or <br />knowledge of tha protQcted person. <br /> <br />EJIIpJoprs IIlblllly. We won't cover bOdily <br />injury to en employee of the protectad <br /> )erson ariSing out of and In the COUrSe of <br />his or hlr: <br />. employment by the protected person: or <br />. performance of duties related to the <br />conduct of the protec:ted person's <br />business. <br /> <br />Nor will we COVer bOdilY injury to the <br />spouse, or any child, parent. brother, or <br />sister, of that employ.. if aU¡;:h bodilV <br />injury results from the bOdily Injury to such <br />Imployee. <br /> <br />We'll apply this axc/uslon Whether the <br />protected parson mey be held liable as olin <br />employer or In any other capllclty, such as a <br />property owner or product mlnufllc:turer. <br />For eXllmple; <br /> <br />You manutBCtura laser systems. YOlJr <br />employø Is Injured while test;ng your <br />product. That empl"lBfI receIves workers <br />compensation benefits. If the employee l6ter <br />sues you In your capacity lIS a <br />manufacturer. allegIng that the Injury <br />happened beC8lJSe your product was <br />defective, we worlt protect yw. <br /> <br />Ws' .Iso applY thIs exclusion to any <br />obligation of th. protec:ted person to ah.re <br />damages with or repay someone el5e Who <br />mLlst PIIY dama!iles becauI. of bodily 1f1 ury <br />to any employee of the protected pereon. <br />For example, <br /> <br />Your smployee is injured In an Injection <br />molding l1JBCh/fH accident. That employee <br /> <br />471150 Rev. 7-01 Printed In U.S.A. <br /> <br />NO. 293 <br /> <br />P.21/31 <br /> <br />rÐCt!Jives wor/(us compensid;on b8f1Bfhs. <br />Late', the emplrfo/tJe SU/lS the mlJnufacturer <br />of the Injection molding milChlns allegIng <br />that the injury happened because It did¡ft <br />hwe enough guardIng devIces on It. If the <br />manufacturer in turn Sues ytIU, allaglng that <br />your faulty mslntenafICa of the machine. not <br />the leek of guardIng dwir;s6, resulted in <br />the employee's Injury, we wodt prott1Ct <br />you. <br /> <br />But we won't IIpply this exclusion to the <br />liability of another to pay damages for <br />bodily injury If you have auumed such <br />liability under II covered contract made <br />before thl bodily injury happans. <br /> <br />We explain the terms: <br /> <br />. covered contract in the Contract liability <br />exclusion; and <br /> <br />. employee in the Employees and volunteBr <br />WDrkers section. <br /> <br />Employmenl-rellfell practiCll. We won't cover <br />personll' Injury to any protected per.on'e <br />employes, prospective or former emploYlI, <br />leesed temporllry worker, or independent <br />ccntrector that results from any <br />elT1ployment-related practices. For eÄllmple: <br /> <br />You terminatf an tlmployee for flllsltying <br />buSiness trl1Vel expenses. You explain the <br />rl!J( tJon for thfJ terminatIon of that t!mployee <br />to OIJB of your customers. If vour former <br />Bmpl"IfJe 'eter sues you for slander, We <br />wOlfr protect you. <br /> <br />Nor will we cover parsDoIII injury to the <br />spouse or ..,y child. parent, brothsr, or <br />:öl!õter of thet person if such personlll injury <br />results from any employmsnt-re'ated <br />practice., <br /> <br />We'll epply thle excluaion to any obll¡ lItlon <br />of the protected person to share damages <br />wIth or to replly someone elsa who mLlst <br />pay damages for personal Injury that results <br />from "nv employmeht-r"¡"ted practleas. <br /> <br />Ind( f)BI1dent contractor means any þlrs~n <br />who Is not your amployee, but who <br />p.rforms duties relllted to thl!! conduct of <br />your business In the courn of that person'. <br />independent employment in accordance with <br />a contract between you and that person for <br />specified services. <br /> <br />'~ ;.1.0./; 0 <br />