APPRISS INC. f/n/a VINE COMPANY 1C - 2004

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3:27PM . :¡ 8¡'R. 6.2004 ~ 0 8 " , ' --' -, Ii - .. - iii .. - II II . . = - - . - - '.........." 0 0 Employment-related practices means: . ref~sal to employ; . terminstlon Df employment; or . other employment-related act, omission, policy. or practice, st¡ch as coercion, libel or slønder, demotion, discipline, discrimination. evsluatlon. hllrassment, humiliation, reassignment, or violation of a person's right of privllcy. 8 .... 8 0 .. ~ .. 0 2 . We expleln tlttl terms employee and lused temporary worker in the Employees anel voluntf!er workers section. II> ... .. .. Expected or lat,lIde. bodily I"Jury Dr property damage. We won't cover bodily Inj~ry or property dlmase thafs eXþlcted or intended by the protactad person. Nor will we cover mlildlc:al expenus thlt result from such bodily Injury. ~ " - 0 8 IU "' " 0 0 " But we won't IIpply this e¡¡;clusion to bodily injury, proþf!rty damage, or medical expenses that result from the use of reasonable farce to protect people or property. FIII.8 ml(erlal. We won't cover persDnal injt¡ry or advertising injury that results from false ml!lterial that: . was mads known by or for the protected person; and . the protected perSon knew was false when It was made known. ~ . Impaired property. W. won't cover property damage to lmpaired property, or 10 property that Isn't physically damaged, that results from: . YOUr prOducts that are faulty Or dangerous; . your completed work that Is faulty or dllnSlrolls; or . II delay or failure in fulfilling the terms' of a contract or agreement. But WI won't IPply this exclusion 10 the loss of us. of property. other than yo~r products or your completed work, th"t results from s~dden IInd accldentll physical damagø to: . your products afUr they've been put to t~elr Intendsd USIII; or . your completed work ,'lfter it has been put to its imended use. NO. 293 P.22/31 111181111111 For eXllmple: You supply an electric fTlðtor to a customer who uses it to prNIer his conveyor. The motor's shaft breaks several dsys later whll~ ~'s operating t~ cOfIIIeyor. The conveyor Isn't damaged, but your customer has extra costs bt:cause he's unable to use it until the motor is r~paired. If he sues you to r!CtJVer those costs. we won't apply the exclusion. However, if the customer dlscovørs while hooking the motor up to thø cQf1Veyor that the motor's shaft ;s broken, we won't protect you. Impaired property means tangible property. ather thlln your products or your completed work, thllt can be restored to use by nothing morll thlln: . an IIdju5tment, repllir, re:Jlacement, or removal of your products, or YOUr completed work, that forms a part of such tangible property; or . your fulfilling the terms of II contract or agreement. We expll!lln the terms your completed work completld work total your productò and In the Products and lim it S8 etl on. Intellectull properly. We woh't cover injury or damage or meQiclI1 expensu that result from any actual or alllged infringement or violation of any of the foll[)wlng rights or laws: . Copyright. . Patent. . Trl!lde dress. . Trade name. . Trade secret. . Trademark. . Other intellectulIl øroperty rights or laWI. Nor will we cover any o!har injury or dlnt8fi1e or medical expenses alleged in e claim or suit that also alleg.. any sucþ Infringement or violation. BlIt we won't apply this exclusion to bodily injllry or propertY damage that rasults from yo~r prOQucts or your cornpleted work. ~ 2"'I/J" 47150 Rev. 7-01 Printed in U.S,A. Insuring Agreement tlSt.Peul Fire and Marine Insurance Co. 2001 All Rights ReserveQ Page 19 of 28