PUBLIC ENTITY RISK INSTITUTE 1 - 2004

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4. OWNERSHIP OF DATA AND OTHER INTELLECTUAL PROPERTY AND GRANT OF LICENSE TO USE DATA 4.1 All Data, patents, trademarks, trade names, copyrights, trade secrets, proprietary information, and all other intellectual property contained therein (including, but not limited to, the PERI Data Exchange and Data Standard, and any associated technologies, standards, protocols, report formats, databases and information and training materials) are owned by and shall remain the property of their respective owners and are protected by United States and international copyright laws and international treaties. 4.2 Supplier grants PERI a non-exclusive, worldwide license to use its Data in accordance with the terms and conditions of this Agreement. The Supplier understands that its Data will be loaded into PERI's Data Exchange and combined with Data from other Suppliers to produce aggregate information that will be used to develop products and services offered in any format by PERI, its agents, or other individuals or organizations under agreements with PERI. The Supplier agrees that PERI owns (and may assign or transfer) all rights to products and services developed based upon, or using, aggregate Data Exchange information. 4.3 Supplier further gives PERI permission to provide its Data to CIPRA for CIPRA's use as the "CIPRA Data Exchange." Supplier understands that CIPRA will use this data to generate various loss reports and analyses, and agrees that CIPRA's use of this data will be governed by CIPRA's own privacy and confidentiality policies and by any separate agreements it has with the Supplier. 5. SECURITY AND CONFIDENTIALITY 5.1 To the extent that Data is transmitted over Internet systems, PERI will take reasonable security precautions to protect the Data, but PERI disclaims any liability for interception of any such Data, including encrypted Data, in transit to the Data Exchange. 5.2 PERI will provide reasonable security measures to protect Data in the Data Exchange from unauthorized access, but will have no liability for any unauthorized third party intrusion into the Data Exchange. 5.3 PERI will have no liability for reverse engineering of the Data Exchange. 5.4 Security features employed by PERI will include, but not be limited to, user identification, passwords, and secure socket layer technology for Web security, or some variation of this technology. 5.5 PERI will not publish reports and other products and services that compare the performance of public risk pools, third party administrators, or insurers. The Supplier understands that CIPRA may make the names of public risk pools (JPA's) available in its reports. CIPRA Claims Data Supplier Agreement January 14,2004 <0 2004 Public Entity Risk Institute