CIVIC COLLECTIONS, INC. 3D - 2005

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JUL 16 '05 14:11 FROM: ily i~jury" resulting from the use of reasonable force to protect persons or property. b. Contr"clu.al Lia.bility "Bodilv injury" or "prop'''ty damage" for which the insured is obligated to pay dam8g8e by rea. on of the assumption 01 liability in a contract Of agreement. This exclusion does not apply to liability for damages: III That the insured would have in the ab- .."ne9 of the contract eff agreement: or (21 Assumed in a contrac't or agreement that is an "in~urBd contract". provided the "bodIly injury" or 'property dsmage. oc- curs subsequent to the execution of the contract or agreement, Solely lor the pur- poses 01 liability a331.1rned in an "insured contract" r reasonable attorneY' fees and necessory litigation IIlIfpeos8s incurred bV or for a psrty other than an insured are daemad to be damagE's becausB of ltbodily injury" or "property d.!mago", provided; (al Liability to such party lor, or lor the cost 01, that party's delense has also been assumed in the 9amlill ninsured contract"; and (bl Such attorney IEles and litigation ex- pe~ses are for defenae of that party against 8 civil or alternative dispute resolution proce,.ding in which dam- ages to whIch this insurance applies are allegsd, c. liquor liability "Bodily injury' or .plrOperty damaBe. for which any insured may be held liable by rea- son of: III Causing or contributing to the intoxication of any person; (21 The lurnishing of al.coholic bevereBBs to a person under the legal drinking age or un- der the inlluence 01 alcohol; or (3) Any J;tatuta, ordincmce or regulation relat- ing to the sale, gift, distribution or use ot alcoholic beverage!:, This exclusion applies only if you are in the businoss of manuflJ<;tLlring. dictributing. sell- ing, serving or furnishing alcoholic beverage., d. Workers' Campen_slieln And Similar Laws Any obligation of the insured under a work- ers' compensation. disability bene fin or un~ employment compensation law or any similar law, e. Employar's liability 'Bodily injury" to: T-146 P 13/44 F-070 (11 An "employee. 01 the insured arising out 01 and in the course of: (al Employment by tha insured; or (bl Performing duties related to the co~- duct of the insured's business; or (21 The spouse, child. parent. brother or .is- ter of that ... emplovee'" 85 a consequence of Paragraph (11 above, This exclusion applies: (, I Whether the j"sured may be liable as an employer or in any other capacity; snd (21 To any obligation to .hare damage. with or repay someone else who must pay damages becau.e of the injury, Thi:ll 8xolueion does not apply to liabilitY a8~ sumed by the insured under an "insured con- tract" . I. PollUtion (11 "Bodily injury" or "property damage" arl9- ing out 01 the actual. alleged or thrsat- ened discharge. dispersal, seepage, migra- tion. release or escape of "pollutants": (al At or from any premi.es. site or loca- tion whioh is or was at any time own~ ed or occupied by, or rented or loaned to, any insured. However. this sub- paragraph does not apply to: Ii) "Bodily injury. il sustained within e building and caused by emoke, fumes, vapor or 300t from e~uip~ ment used to heat that building; !iiI 'Bodily injury' or 'property dam- age" lor which you may be held liable, if you are a contractor and the owner or lessee of such prem- ises. site or location has been ad- ded to your policy as an edditional insured with respect to your ongo. ing operation. performed for that additional insured at th~t prBm- ises. site or location and such premises. site or location is not and never was owned or occupied by, or rented or loaned to, any In- .ured, othar than that additional Insured: or {iill 'Bodilv injury" or "property dam- age" arising out of heat, smoke or fumes Irom a "hostile lire"; (bl At or from any premises. site or loca- tion which is or was at any time used by or for any insured or others for the hondli"g. ctofa98. disposal. prOC8&3- iog or treatment of waste; CG 00 01 1001 Copyright, ISO Properties, Inc., 2000 P_O_'"f 14