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<br />JUl Z6 '05 14:Z8 FROM: <br /> <br />T-Z46 P 40/44 F-070 <br /> <br />COMMERCIAL GENERAL LIABILITY <br />CG21751202 <br />THIS ENDORSEMENT CHANGES TH[ POUCY_ PLEASE READ IT CAREFULLY- <br />EXCLUSION OF CERTIFIED ACTS OF TERRORISM AND <br />OTHER ACTS OF TERRORISM <br /> <br />This endorsement modifies insural"1ce provided under the followiog: <br /> <br />COMMERCIAL GENERAL LIABILITY COVERAGE PART <br />LIQUOR LIABILITY COVERAGE PART <br />OWNERS AND CONTRACTOnS PROTECTIVE LIABILITY COVERAGE PART <br />POLLUTION LIABILITY COVEI~AGE PART <br />PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART <br />RAILROAD PROTECTIVE LIABILITY COVERAGE PART <br />UNDERGROUND STORAGE TANK POLICY <br /> <br />A. Tha following axclusion is addad: <br />This in3urQnoe doeE not applv to: <br /> <br />TERRORISM <br /> <br />"Any Injury or damage" IIrising, directly or <br />indirectly. out of a "cenified act of terrorism" <br />or an "other act of terrorism", How.,vcn, with <br />respect to an "other act of terrorismll. this <br />exclusion applies only when ooe or more of the <br />following are attributad to sl~ch act: <br /> <br />1. Tha total of ins urad dernage to all 'ypes of <br />propertV axcaads 625.000,000. In deter- <br />mining whether tha $2E"OOO.000 threshold <br />is axceaded. wa will includa all insured <br />demage susteinad by Iproparty of all per- <br />son9 and entities affected by the terrorism <br />and business interruption 1095a3 3u~tainod <br />by owners or occupants of the damaged <br />property- For the purpc''5'd of thie provis:ion, <br />insl.Ired damage means damage that is CO\l- <br />arad by any insuranc" pIus damage that <br />would be coverad by any insurance but for <br />the applicznion of any l.rrori$m exclusions; <br />or <br /> <br />2. Fifty or more persons 'sustain death or s:.ri- <br />ous physical injury. For tha purposes of <br />this proviSion. serlclu5 phy.:sioal injury <br />means: <br /> <br />e. Physical injury that involves a sub- <br />stantial risk of death; or <br /> <br />b_ Protracted and ohvious physical disfig- <br />urement; or <br /> <br />c_ Protracted loss of or impairment of tha <br />function of a bodily member or organ; <br />or <br /> <br />3. The terrorism involvt'ls the usa, release or <br />escape of nuclear materials. or directly or <br />indirectly reslIlts in ",",claar reaotion or r.adi- <br />atian or radioactive cl::mtamination; or <br /> <br />4. Tho terrorism is carried out by means of <br />tha dispersal or application of pathoganlc or <br />poisonous biological or chemical materials; <br />or <br /> <br />5, Pathogenic or poisonous biological or <br />chemical materials are released. and it ap~ <br />p8&re that one purpose of the terrorism <br />was to release such materials. <br /> <br />With respoct to thie exclusion. Paragraphs 1. <br />and 2. describe tha thresholds u.ed to measura <br />the magnitude of an inddent of an II other act <br />of terrorism" and the circumstances in which <br />the thrashold will apply for the purpose of de- <br />tarmining whathar this axc\usion will apply to <br />thD't incident. <br /> <br />B_ The following definitions are added: <br /> <br />1. For tha purposes of this andorsement. "any <br />injury or damage II means any injury or <br />damage covarad under any Coverage Part to <br />which this endorsement is applicabla, and <br />includes but is not limited to "bodily injury", <br />"property damage". "personal and <br />advertising injury", "injury" or "envlron~ <br />mental damage. as may be defined in any <br />applicable Coveraga Part. <br /> <br />2. "Certified act of tarrori6m" means an act <br />,hat is cartified by the Secretary of the <br />Treasury, in concurrence with the Secre- <br />tary of Stata and ,he Attorney General of <br />the United &tat88, to be an act of terrorism <br />pursuant to the faderal Terrorism Ri.k In- <br />o,urlllnoe Act of 2002. The federal Terrorism <br />Risk Insurance Ac' of 2002 sa's forth tha <br />following criteria for a "certified act of ter- <br />rorism": <br /> <br />e. The act resulted in aggregate los5es in <br />eXcas. of $5 million; and <br /> <br />CG 21751202 <br /> <br />.. ISO Propartia., Inc., 2002 <br /> <br />Page1of20 <br />