|
<br />(9) Arising out of an electronic chat room
<br />or bulletin board you host, own, or
<br />over which you exercise control;
<br />
<br />(10) Arising out of the unauthorized use of
<br />another's name or product in your e-
<br />mail address, domain name or
<br />metatag, or any other similar tactics to
<br />mislead another's potential customers;
<br />
<br />(11) Arising out of the violation of a
<br />person's right of privacy created by
<br />any state or federal act.
<br />
<br />However, this exclusion does not
<br />apply to liability for damages that the
<br />insured would have in the absence of
<br />such state or federal act;
<br />
<br />(12) Arising out of:
<br />
<br />(a) An "advertisement" for others on
<br />your web site;
<br />
<br />(b) Placing a link to a web site of
<br />others on your web site; or
<br />
<br />(c) Content from a web site of others
<br />displayed within a frame or border
<br />on your web site, Content
<br />includes information, code,
<br />sounds, text, graphics or images;
<br />
<br />(13) Arising out of a violation of any anti-
<br />trust law; or
<br />
<br />(14) Arising out of the fluctuation in price or
<br />value of any stocks, bonds or other
<br />securities,
<br />
<br />Exclusions c. through i., k., I., m. and n. do
<br />not apply to damage by fire, lightning or
<br />explosion to premises rented to you, A
<br />separate Limit of Insurance applies to this
<br />coverage as described in Section D. -
<br />LIABILITY AND MEDICAL EXPENSES
<br />LIMITS OF INSURANCE.
<br />
<br />2. Applicable to Medical Expenses Coverage
<br />
<br />We will not pay expenses for "bodily injury":
<br />
<br />a. Any Insured
<br />
<br />To any insured, except "volunteer
<br />workers" .
<br />
<br />b. Hired Person
<br />
<br />To a person hired to do work for or on
<br />behalf of any insured or a tenant of any
<br />insured,
<br />
<br />c. Injury On Normally Occupied Premises
<br />
<br />To a person injured on that part of
<br />premises you own or rent that the person
<br />normally occupies,
<br />
<br />,
<br />T" ,,-.~
<br />
<br />Form SS 00 08 04 01
<br />
<br />'1:;5 ,jll
<br />
<br />r
<br />
<br />BU~.. ..:SS LIABILITY COVERAGE FORM
<br />
<br />d. Workers Compensation And Similar
<br />laws
<br />
<br />To a person, whether or not an "employee"
<br />of any insured, if benefits for the "bodily
<br />injury" are payable or must be provided
<br />under a workers' compensation or
<br />disability benefits law or a similar law.
<br />e. Athletics Activities
<br />
<br />To a person injured while taking part in
<br />athletics.
<br />
<br />f. Products-Completed Operations
<br />Hazard
<br />
<br />Included with the "products-completed
<br />operations hazard",
<br />
<br />g. Business Liability Exclusions
<br />Excluded under Business Liability
<br />Coverage,
<br />h. War
<br />
<br />Due to war, whether or not declared, or
<br />any act or condition incidental to war. War
<br />includes civil war, insurrection, rebellion or
<br />revolution,
<br />
<br />C. WHO IS AN INSURED
<br />
<br />1. If you are designated in the Declarations as:
<br />
<br />a. An individual, you and your spouse are
<br />insureds, but only with respect to the
<br />conduct of a business of which you are the
<br />sole owner.
<br />
<br />b. A partnership or joint venture, you are an
<br />insured, Your members, your partners
<br />and their spouses are also insureds, but
<br />only with respect to the conduct of your
<br />business.
<br />
<br />c. A limited liability company, you are an
<br />insured, Your members are also insureds,
<br />but only with respect to the conduct of your
<br />business. Your managers are insureds,
<br />but only with respect to their duties as your
<br />manager,
<br />
<br />d. An organization other than a partnership or
<br />joint venture or limited liability company,
<br />you are an insured. Your "executive
<br />officers" and directors are insureds, but
<br />only with respect to their duties as your
<br />officers or directors, Your stockholders
<br />are also insureds, but only with respect to
<br />their liability as stockholders.
<br />
<br />e. A trust, you are an insured. Your trustees
<br />are also insureds, but only with respect to
<br />their duties as trustees,
<br />
<br />2. Each of the following is also an insured:
<br />
<br />FORI'll
<br />
<br />Page 9 of 20
<br />
<br />w.o;,'
<br />
|