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<br />BUSINESS LIABILITY COVER,... _c FORM
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<br />a. Your "employees", other than either your
<br />"executive officers" (if you are an
<br />organization other than a partnership, joint
<br />venture or limited liability company) or your
<br />managers (if you are a limited liability
<br />company), but only for acts within the
<br />scope of their employment by you or while
<br />performing duties related to the conduct of
<br />your business, However, none of these
<br />"employees" is an insured for:
<br />
<br />(1) "Bodily injury" or "personal and
<br />advertising injury":
<br />
<br />(a) To you, to your partners or
<br />members (if you are a partnership
<br />or joint venture), to your members
<br />(if you are a limited liability
<br />company), or to a co-"employee"
<br />while that co-"employee" is either
<br />in the course of his or her
<br />employment or performing duties
<br />related to the conduct of your
<br />business;
<br />
<br />(b) To the spouse, child, parent,
<br />brother or sister of that co-
<br />"employee" as a consequence of
<br />Paragraph (1)(a) above;
<br />
<br />(c) For which there is any obligation
<br />to share damages with or repay
<br />someone else who must pay
<br />damages because of the injury
<br />described in Paragraphs (1)(a) or
<br />(b) above; or
<br />
<br />(d) Arising out of his or her providing
<br />or failing to provide professional
<br />health care services,
<br />
<br />(2) "Property damage" to property:
<br />
<br />(a) Owned, occupied or used by; or
<br />
<br />(b) Rented to, in the care, custody or
<br />control of, or over which physical
<br />control is being exercised for any
<br />purpose by you, any of your
<br />"employees", any partner or
<br />member (if you are a partnership
<br />or joint venture), or any member (if
<br />you are a limited liability
<br />company).
<br />
<br />b. Any person (other than your "employee"),
<br />or any organization while acting as your
<br />real estate manager.
<br />
<br />c. Any person or organization having proper
<br />temporary custody of your property if you
<br />die, but only:
<br />
<br />(1) With respect to liability arising out of
<br />the maintenance or use of that
<br />property; and
<br />
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<br />(2) Until your legal representative has
<br />been appointed,
<br />d. Your legal representative if you die, but
<br />only with respect to duties as such. That
<br />representative will have all your rights and
<br />duties under this insurance,
<br />e. Any "employee" of the insured while acting
<br />in the scope of his/her duties as a retail
<br />pharmacist, or optician or optometrist.
<br />f. Additional Insureds by Contract,
<br />Agreement or Permit
<br />Any person or organization with whom you
<br />agreed, because of a written contract or
<br />agreement or permit, to provide insurance
<br />such as is afforded under this Business
<br />Liability Coverage Form, but only with
<br />respect to your operations, "your work" or
<br />facilities owned or used by you,
<br />However, coverage under this provision
<br />does not apply:
<br />(1) Unless the written contract or
<br />agreement has been executed or a
<br />permit has been issued prior to the
<br />"bodily injury", "property damage" or
<br />"personal and advertising injury",
<br />(2) To any person or organization
<br />included as an insured under provision
<br />g. (Broad Form Vendors).
<br />(3) To any other person or organization
<br />shown in the Declarations as an
<br />Additional Insured,
<br />Coverage under this provision includes
<br />the following:
<br />(1) When an engineer, architect or
<br />surveyor becomes an insured under
<br />provision 2.f., the following additional
<br />exclusion applies:
<br />"Bodily injury", "property damage" or
<br />"personal and advertising injury"
<br />arising out of the rendering of or the
<br />failure to render any professional
<br />services by or for you including:
<br />(a) The preparing, approving, or
<br />failure to prepare or approve
<br />maps, shop drawings, opinions,
<br />reports, surveys, field orders,
<br />change orders, designs or
<br />drawings and specifications; and
<br />(b) Supervisory, inspection,
<br />architectural or engineering
<br />activities.
<br />(2) When a lessor of leased equipment
<br />becomes an insured under provision
<br />2.f., the following additional exclusions
<br />apply:
<br />
<br />Form SS 00 08 04 01
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