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a <br />x <br />u- <br />0 <br />t <br />s <br />>r� <br />TIM <br />n_ Recall Of Products, Work Or Impaired <br />Property <br />Damages clairned for any loss, cost or expense <br />incurred by you or others for the ioss of use <br />oAthdrawal. recall, inspection, repair replacement, <br />adjustment, removal or disposal of <br />(1) "Your product <br />(2) "Your work" or <br />(3) "Impaired property ", <br />if such product. work, or property is withdrawn or <br />recalled from the market or from use by any person <br />or organization because of a known or suspected <br />defec% deficiency, inadequacy or dangerous <br />condition in it <br />o. Personal And Advertising Injury <br />"Bodily injury" arising out of "personal and <br />advertising injury". <br />p. Electronic Data <br />Damages ansmg out of the loss of, loss of use of, <br />damage to, corruption of, inability to access, or <br />inability to manipulate electronic data. <br />As used m this exclusion, electronic data means <br />information, facts or programs stored as or on, <br />created or used on, or transmitted to or from <br />computer software, including systems and <br />applications software, hard or floppy disks, CD- <br />ROMS, tapes, drives, cells, data processing <br />devices or any other media which are used with <br />electronically controlled equipment. <br />q. Employment - Related Practices <br />"Bodily injury" toy <br />(1) A person arising out of any "employment— <br />related practices ": or <br />(2) The spouse, child, parent, brother or sister of <br />that person as a consequence of "bodily injury' <br />to that person at whom any "employment - <br />related practices" are directed_ <br />This exclusion applies <br />(1) Whether the insured may be liable as an <br />employer or in any other capacity: and <br />(2) To any obligation to share damages with or <br />repay someone else who must pay damages <br />because of the injury . <br />r. Asbestos <br />(1) "Bodily injury" or "property damage" arising out <br />of the "asbestos hazard ". <br />(2) Any damages. judgments, settlements loss, <br />costs or expenses that: <br />(a) May be awarded or incurred by reason of <br />any claim or suit alleging actual or <br />threatened injury or damage of any nature or <br />HG 00 01 06 05 <br />kind to persons or property which would not <br />have occurred in whole or in part but for the <br />"asbestos hazard ". <br />(b) Arise out of any request, demanc, crcier or <br />statutory or regulatory requirement that any <br />insured or others test for monitor, clean up . <br />remove, encapsulate, contain, treat, deloxify <br />or neutralize or in any way resoond to or <br />assess the effects of an "asbestos hazard". <br />or <br />(c) Anse out of any claim or suit for damages <br />because of testing for, monitoring. cleaning <br />up, removing, encapsulating. containing. <br />treating, detoxifying or neutralizing or in any <br />way responding to or assessing the effects <br />of an "asbestos hazard ". <br />Damage To Premises Rented To You — Exception <br />For Damage By Fire, Lightning Or Explosion <br />Exclusions c. through h. and j. through n. do not apply <br />to damage by fire, lightning or explosion to premises <br />while rented to you or temporarily occupied oy you with <br />permission of the owner. A separate limit of insurance <br />applies to this coverage as described in Section III — <br />Limits Of Insurance. <br />COVERAGE B PERSONAL AND ADVERTISING <br />INJURY LIABILITY <br />1. insuring Agreement <br />a. We will pay those sums that the insured becornes <br />legally obligated to pay as damages because of <br />..personal and advertising injury" to which this <br />insurance applies. We will have the right and duty <br />to defend the insured against any "suit" seeking <br />those damages. However, we will have no duty to <br />defend the insured against any "suit" seeking <br />damages for "personal and advertising injury" to <br />which this insurance does not apply. We may, at <br />our discretion, investigate any offense and settle <br />any claim or "suit" that may result. But: <br />(1) The amount we will pay for damages is limited <br />as described in Section III — Limits Of <br />Insurance: and <br />(2) Our right and duty to defend end when we have <br />used up the applicable limit of insurance in the <br />payment of judgments or settlements under <br />Coverages A or B or medical expenses under <br />Coverage C. <br />No other obligation or liability to pay sums or <br />perform acts or services is covered unless explicitly <br />provided for under Supplementary Payments — <br />Coverages A and B. <br />b. This insurance applies to "personal and advertising <br />injury" caused by an offense arising out of your <br />business but only if the offense was committed in <br />the "coverage territory" during the policy period <br />Page 5 of 18 <br />